Dispute Beast

AI-Powered DIY Credit Repair

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

With over 100,000 past users and 3,000+ five-star reviews on Google and Trustpilot, Dispute Beast is finally on iOS, putting the power to fix your credit right in your hands. Dispute Beast is a DIY AI credit & finance app that helps you identify negative items on your credit report, generate professional dispute letters, and mail them directly to the bureaus, all from your phone. No credit repair agency. No lawyer. You're in control, and Beast AI does the heavy lifting. Over 100,000 people have already used Dispute Beast to fight back against bad credit. 40% of them are working toward buying a home. HOW IT WORKS Connect your credit monitoring Link your credit monitoring FICO or Vantage account and pull your latest 3-bureau credit report in seconds. Run an Attack Beast AI scans your report, identifies the negative items hurting your score, and generates 15-20 personalized dispute letters ready to send. Mail your letters Send your dispute letters directly through Sprint Mail, our in-app mailing center. We print, stamp, and mail everything for you, saving you up to an hour of work per attack. Wait and repeat Dispute cycles run every 40 days. Track your progress, monitor your score, and run your next attack when it's time. WHAT'S INCLUDED Beast AI Credit Coach: Get personalized credit guidance in plain English. Ask anything: why your score dropped, what to focus on, how to reach 700+. Your data stays private and secure. 3-Bureau Credit Reports: Pull your full credit report and see exactly what's hurting your score across Equifax, TransUnion, and Experian. IQ Action Plan: Compare different Credit Reports over time, and analyze how your profile has changed, see what cards to focus on next. Attack Tracking: Know exactly when your next attack window opens and never miss a dispute cycle. Sprint Mail: Skip the post office. We handle printing and mailing so you don't have to. Learn Tab: Access guides, articles, and credit education to understand your credit and how to improve it. Document Storage: Upload and store your important credit documents right inside the app. Built-in Support Chat: Get help from the Dispute Beast team directly inside the app, anytime. BUILT FOR PEOPLE WHO WANT TO BUY A HOME Whether you're 6 months out or 2 years away from your dream home, your credit score is the biggest factor standing between you and a mortgage. Dispute Beast helps you remove the negative items dragging your score down, so you can walk into that lender conversation ready. IMPORTANT DISCLOSURE Dispute Beast is a do-it-yourself credit repair & financial tool. We provide the technology, AI-generated dispute letters, and educational resources to help you manage and dispute your own credit. We are not a credit repair agency and do not dispute on your behalf. Individual results will vary. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost. Conversations with the AI Beast Coach and other information should never be taken as legal advice. Ready to start your journey? Download Dispute Beast and start your first Attack today.

Ratings & Reviews

  • 4.4
    out of 5
    21 Ratings

This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience.

Version 1.0.10

The developer, JDDB Holdings, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Financial Info
    • Contact Info

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • JDDB Holdings, LLC
Size
  • 46.9 MB
Category
  • Finance
Compatibility
Requires iOS 18.6 or later.
  • iPhone
    Requires iOS 18.6 or later.
  • Mac
    Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.6 or later.
Languages
  • English and Spanish
Age Rating
4+
Copyright
  • © 2026 Dispute Beast. All rights reserved.
  • Developer Website
  • Privacy Policy

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