CirclePay - Buy Now Pay Later
Finance
Free · Designed for iPad. Not verified for macOS.
Circle Pay is Sri Lanka's Buy Now Pay Later platform, making shopping more accessible and affordable. Split your purchases into easy installments with zero interest, pay at partner merchants with a simple QR scan, and manage your finances — all in one app.
HOW IT WORKS
1. Sign up and verify your identity
2. Link your bank account or card
3. Shop at any partner merchant
4. Choose to pay in 3 to 6 monthly installments
5. Enjoy your purchase — your first payment isn't due for 30 days
ZERO INTEREST INSTALLMENTS
Split any purchase into 3 to 6 monthly payments at 0% interest. No hidden fees, no surprises. What you see is what you pay.
QR CODE PAYMENTS
Pay at partner merchants instantly by scanning their QR code. No cash, no fumbling with cards — just scan, choose your plan, and go.
MULTIPLE PAYMENT METHODS
Link your bank account via Seylan Bank direct debit or add your credit/debit cards. Choose your preferred payment method for each transaction.
SMART SPENDING INSIGHTS
Track your spending by category, view payment trends over time, and stay on top of your financial health with detailed analytics and charts.
REWARDS & REFERRALS
Earn points with every transaction. Climb the ranks, unlock badges, and redeem rewards. Refer friends with your unique code and earn bonuses when they sign up.
SECURE IDENTITY VERIFICATION
Your security is our priority. Verify your identity with NIC upload and face liveness detection powered by AWS. Protect your account with Face ID or fingerprint authentication.
MANAGE YOUR PAYMENTS
View all your active loans, upcoming installments, and payment history in one place. Never miss a due date with clear payment schedules and reminders.
BROWSE PARTNER MERCHANTS
Discover shops and restaurants that accept Circle Pay. Browse by category — food, fashion, electronics, and more.
BUILT FOR SECURITY
- Bank-level AES-256 encryption
- Face ID and fingerprint authentication
- Secure session management with inactivity timeout
- Verified identity through KYC process
CONTACT US
Website: www.circlepay.lk
Email: info@circlepay.lk
Ratings & Reviews
Dark Mode
Beautiful OLED-optimized dark theme now available
Toggle dark mode on/off from Settings
Your preference is saved and remembered across sessions
Other Improvements
Visual refinements across all screens
Performance and stability improvements
The developer, Circle Explorer PVT LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Circle Explorer PVT LTD
- Size
- 64.3 MB
- Category
- Finance
- Compatibility
Requires iOS 14.0 or later.
- iPhone
Requires iOS 14.0 or later. - iPad
Requires iPadOS 14.0 or later. - iPod touch
Requires iOS 14.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 CircleXplorer (Pvt) Ltd. All rights reserved.