Track savings. Not expenses.
Budgeting and expense tracking doesn't work the way we think it does:
- A Duke University study of 9,035 people found a 0% difference in financial outcomes between budgeters and non-budgeters
- 84% of budgeters exceed their budget regularly, causing demotivation and a sense of failure
- 73% of budgeting app users give up after 1 week; 97% stop within 1 month
Why? Nobel Prize-winning research by Daniel Kahneman shows we feel losses 2.25x more strongly than gains. When you log an expense, you relive the pain of spending that money all over again — you feel the loss twice as hard, twice as often.
Winnie flips the script.
Instead of tracking what you spend, we help you track what you save.
People who write down and track their savings goals save 72% more than people who don't.
When you put a name and target to what you're saving for, saving becomes meaningful.
How Winnie works:
- Set visual savings goals with target amounts and dates
- Log contributions and watch your progress fill up
- See projected timelines based on your savings pace
- Celebrate milestones along the way
- Plan across multiple goals and see the tradeoffs
- Get realistic financial projections to stay on track
- No bank linking required. Your data stays private.
Save together!
Invite your partner to share goals, track progress together, and celebrate the same milestones. Saving is better as a team.
In finance, simple is best.
No bank accounts to connect. No transactions to categorize. No spreadsheets to maintain. Just your goals, your progress, and a clear path forward.
Some features shown in screenshots require Winnie+. Winnie is a savings tracker, not a financial advisor. Projections are estimates based on historical averages and user inputs. They do not constitute financial advice.
Terms of Service: https://www.winnie-app.com/terms
Privacy Policy: https://www.winnie-app.com/privacy
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
5.0
out of 5
3 Ratings
The growth Winnie has seen is incredible and I can't thank you enough! We've polished a few rough edges and made Winnie a little faster and more reliable behind the scenes. As always, thank you for saving with Winnie :-)
-Austin Beckett | Founder
Version 2.1.0
The developer, Austin Beckett, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
User Content
Identifiers
Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Differentiate Without Color Alone
Sufficient Contrast
Reduced Motion
Information
Seller
Austin Beckett
Size
109.2 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.