Prosperics: AI Finance Tool

Paycheck, Benefits & Debt

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Start free. Student loan repayment, paycheck take-home, SNAP eligibility, retirement savings + AI advisor. 256-bit encrypted. No bank linking. US & Canada. Find your student loan payment, paycheck take-home, SNAP eligibility, or retirement number in seconds — then ask AI what to do next. No bank linking. Calculations run on your device." Most money apps track the past. Prosperics combines an AI advisor with 19 calculators that know your plan, grade your finances, and give you a clear verdict on every money decision. PROSPERICS AI ADVISOR Ask anything in plain English: "Can I afford this house?" "How do I retire by 60?" "What if I put 20% down?" The AI knows your goals and calculator history, runs the math, explains results in one tap, answers with charts, and creates PDF reports. Educational — not financial advice. FINANCIAL HEALTH SCORE Your money. One screen. Graded A+ to F across savings, debt, housing, emergency fund, and retirement. See net worth, biggest win, biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score. 19 CALCULATORS — US & CANADA · Paycheck & Income — real take-home after all federal, state & provincial taxes · Student Loan (RAP/SAVE/IBR/PAYE) — compare every income-driven repayment plan · US Benefits — SNAP, EITC, Child Tax Credit, ACA eligibility checker · Self-Employment / 1099 — quarterly taxes, QBI deduction, S-Corp (US), T2125 (CA) · Mortgage — buy vs rent, PMI/CMHC, refinance break-even, amortization · OBBBA Tax — 2025 Big Beautiful Bill Act impact on your household · FHSA — First Home Savings Account contributions & projections (Canada) · Retirement — 401(k), IRA, RRSP, TFSA, Social Security, CPP/OAS, Monte Carlo simulation · Debt — avalanche, snowball, and consolidation payoff comparison · Stock — 3-scenario DCF valuation, Graham Number, SEC EDGAR financials · Car — buy vs finance vs lease, EV vs gas, total cost of ownership · CA Benefits — CCB, GST/HST credit, CWB, OAS/GIS (Canada) · Budget, Loans, Rental Property, Compound Interest, Refinance Analyzer GOALS, ALERTS & WEEKLY CHECK-INS Track any calculator result as a goal with milestones, streaks, and projections. Rate alerts re-run your saved decisions when interest rates change — you get notified if the verdict shifted. Weekly plan digest, 1-tap check-ins, and a home-screen widget with your top goal and live rates. MARKETS Live CPI inflation, US Treasury and Bank of Canada yields, 10+ years of company earnings, and super-investor 13F filings — sourced from BLS, Federal Reserve, SEC EDGAR, Freddie Mac, Statistics Canada, and Bank of Canada. BUILT FOR TRUST · 256-bit encrypted sync — your data is never sold · No bank linking — you own your numbers · Calculations run on your device · Built for US and Canadian tax, benefits, and retirement systems · English · Español (México) · Français (Canada) · Educational only — not financial advice PRO SUBSCRIPTION Start free. Go Pro for unlimited AI advisor, goals, saves, rate alerts, live rates, PDF reports, and an ad-free experience. Monthly or annual auto-renewing subscription. Free trial included. Cancel anytime in Settings → Apple Account → Subscriptions. Prosperics provides calculators and educational tools only. All figures are estimates. Not financial, legal, tax, or investment advice. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prosperics.com/privacy

  • 5.0
    out of 5
    4 Ratings

• Redesigned Pro insight previews — see exactly what you unlock before you subscribe. • Subscription screen polish: plan options are easier to read on every screen size. • Guest report exports now include a free monthly allowance — sign in free to keep your reports in one place. • A calmer first session, plus a clearer, more visual guided tour. • Your free 3-day Pro preview now shows a countdown and timely reminders. • Bug fixes and stability improvements.

The developer, Digiti LLC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Digiti LLC.
Size
  • 71.7 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Prosperics Pro Monthly $5.99
  • Prosperics Pro Yearly $44.99
Copyright
  • © Digiti LLC.