Pefi: Private Vault

Know Where Your Money Goes

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Your finances, fully under control. Track income, expenses, assets, trades, and risk — all offline, all private. No bank connections required. Pefi is a personal finance app built around one idea: you should understand your money, not just move it around. It covers the full picture — daily spending, long-term assets, trading performance, risk management, and financial goals — without connecting to your bank or sending your data anywhere. FREE TRIAL & SUBSCRIPTION Pefi offers a 3-day free trial with full access to all features. After the trial, a Premium subscription is required to continue using the app. • Monthly: $6.99/month • Yearly: $69.99/year (save 17%) Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. No charges during the free trial. WHAT’S INCLUDED WITH PREMIUM DASHBOARD A real-time snapshot of your financial health: income vs expenses, savings rate, net worth, and a health score that reflects how your numbers are trending. Everything in one place when you open the app. TRANSACTIONS Log income and expenses by category. Set up recurring transactions. Filter by date, type, or category. The history stays clean, searchable, and sorted how you want it. BUDGETS Set monthly, quarterly, or yearly spending limits per category. Get alerted when you're approaching or over your limit. See exactly where you're overspending before the month ends. ASSETS & NET WORTH Track every asset you own — bank accounts, crypto wallets, stocks, real estate, vehicles, cash, commodities, bonds, retirement accounts, and loans. Pefi calculates your total net worth and shows the breakdown by category. GOALS Set financial goals with target amounts and deadlines. Track progress manually and see how close you are across all your goals at once. TRADE JOURNAL Log trades across forex, crypto, stocks, and commodities. Record entry, exit, position size, fees, leverage, and outcome. See your win rate, total P&L, and performance history over any period. RISK MANAGEMENT Define a risk profile based on your account balance and tolerance. Run scenarios to model what different win rates, risk per trade, and reward ratios would mean for your portfolio before you commit to a strategy. REPORTS Generate monthly, quarterly, or yearly reports covering income, expenses, asset allocation, budget performance, goal progress, and trading results. Export as PDF or XLSX. BACKUP & RESTORE Export all your data to a local file — encrypted for same-device use, or unencrypted for moving to another device. No account needed, no cloud dependency. PRIVACY BY DEFAULT All data is stored on your device using local storage. No bank connections. No third-party data sharing. No analytics. Biometric lock protects your app on open. THEMES Light, dark, or system-adaptive. Your choice. Pefi is for people who want honest visibility into their money — not a dashboard that glosses over the details. Terms of Use (EULA): https://www.mcjohnson.website/pages/legal/pefi/terms.html

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, Edward Sithole, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Edward Sithole
Size
  • 68.6 MB
Category
  • Productivity
Compatibility
Requires iOS 15.5 or later.
  • iPhone
    Requires iOS 15.5 or later.
  • iPod touch
    Requires iOS 15.5 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Premium Yearly $69.99
  • Premium Monthly $6.99
  • Learn More
Copyright
  • © 2026 McJohnson Apps. All rights reserved.
  • Developer Website
  • Privacy Policy

    • Supports

    • Wallet

      The simplest way to get all your passes in one place.

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