OverPay Calculator UK

Cut years off your mortgage

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

OverPay helps UK homeowners reduce their mortgage faster and see exactly how much interest they can save. OverPay is a powerful UK mortgage overpayment calculator designed to help you clear your mortgage faster and save thousands in interest. Instantly see how monthly overpayments or one-off lump sums reduce your mortgage term and total interest paid. Built specifically for UK homeowners. Plan Smarter. Save Faster. Enter your mortgage balance, interest rate and term to instantly calculate: • New mortgage payoff date • Total interest saved • Monthly cost breakdown • Side-by-side overpayment comparisons Test Different Scenarios Try combinations of: • Monthly overpayments • One-off lump sums • Combined strategies See exactly how each strategy impacts your mortgage term. Premium Features Upgrade to unlock: • Unlimited saved scenarios • Compare multiple strategies • Export results to CSV • Detailed amortisation breakdown • Remove free plan limits Important OverPay provides mortgage calculations for informational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making financial decisions. Terms of use: https://arcye.com/overpay/terms.html

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The developer, Michael Bowyer, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Michael Bowyer
    Size
    • 12.9 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.6 or later.
    • iPhone
      Requires iOS 17.6 or later.
    • iPad
      Requires iPadOS 17.6 or later.
    • Mac
      Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.3 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Bowyer.Digital
  • Privacy Policy

    • More by Michael Bowyer

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