Luma Finance
Expense & Travel Tracker
Free · In‑App Purchases · Designed for iPad
New: Home & Lock Screen Widgets + 9 languages. Stop being surprised by your
bank statement — Luma shows you exactly where your money went.
Ever stared at your bank statement wondering where it all went?
Luma is the expense tracker that gives you clarity before the surprise
- not after. Log a purchase in seconds, see your monthly pulse, and travel
without financial regret.
TRACK SMARTER EVERY DAY
• Log expenses in seconds with quick-entry shortcuts
• See your monthly total and daily breakdown at a glance
• 20 free expense entries per month - no account required
• Switch between currencies anytime
• Full transaction history you can edit or delete
• Dark and Light mode
UNDERSTAND YOUR HABITS
• Spending Pulse - know if your week is on track, rising, or accelerating
• Visual charts and category breakdowns
• Monthly trend analysis
• Smarter pattern detection the longer you use it
TRAVEL MODE
Going on a trip? Switch to Travel Mode. Name your trip, choose a travel
currency, and track every expense separately from your daily spending.
• Your home budget and travel budget stay completely separate
• See your trip total in real time
• Stop landing home to a credit card shock
• First trip is free upgrade for unlimited trips
ALWAYS WITHIN REACH
• Home Screen Widget - log an expense without opening the app
• Lock Screen Widget - your monthly total, always visible
• 9 languages: English, Spanish, Spanish (Spain), Portuguese, French,
German, Japanese, Korean, Simplified Chinese
• Apple Watch app - coming soon
PRIVATE BY DESIGN
Your data belongs to you. Subscriptions are handled by Apple. We don't
store your payment information. You can log out anytime.
GO PREMIUM
Unlock the full picture:
• Unlimited expense entries
• Unlimited travel trips and trip expenses
• Advanced charts and detailed breakdowns
• Deeper pattern intelligence over time
Luma is built for people who want to feel in control - not overwhelmed.
Simple, thoughtful, and always in your pocket.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
What's new in this update:
Widgets
Add expenses directly from your Home Screen — no need to open the app.
Plus a new Lock Screen widget that keeps your monthly total always visible.
Travel Mode
Create a trip, set your travel currency, and track what you spend abroad
completely separate from your daily budget. See your trip total in real
time. First trip is free.
9 Languages
Luma now speaks English, Spanish, Spanish (Spain), Portuguese, French,
German, Japanese, Korean, and Simplified Chinese.
Apple Watch — coming soon.
The developer, Jose Letona, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jose Letona
- Size
- 14.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
English and 7 more
- English, French, German, Japanese, Korean, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Luma Premium $4.99
- Luma Premium $34.99
- Copyright
- © 2026 Luma Global. All rights reserved.