WHY zero?
Most finance apps want your data. zero wants nothing.
• No account required: start tracking in seconds
• No internet needed: works 100% offline
• No ads, no subscriptions: completely free
• No data collection: your finances stay private
TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
• Quick entry with amount, title & category
• Custom categories with icons and colors
• Date picker for past expenses
• Notes and descriptions for every transaction
MANAGE MONEY YOU OWE & ARE OWED
Never forget an IOU again.
• Track money you lent and borrowed
• Organize by person with custom icons
• See total balances at a glance
BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
• Monthly expense breakdown with pie charts
• Daily spending calendar heatmap
• Category-wise analysis
• Filter by month and year
DESIGNED FOR YOU
• Dark mode & light mode
• Multiple currency support
• Export & import your data
• Fast, lightweight, battery-friendly
PRIVACY BY DESIGN
Zero is built on a simple principle: your money, your business.
All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet.
Download zero and take control of your finances, privately.
Nice and simple. A very good start. I’m hoping the ability to add monthly budget is added in the future, as well as recurring expenses.
Developer Response
Thank you for the review! Glad zero feels simple and useful to you. Monthly budgets and recurring expenses are in the development will come in a future update. Appreciate you taking the time to share feedback.
Best app
Khan hamidi
It very easy to use and secure
Developer Response
Thank you, Khan! Glad you find it easy and secure. Privacy is at the core of zero, all your data stays on your device. Appreciate the kind review!
Glitch
Jayadeepm
When i navigate to app it is not letting me add the expences
Developer Response
Sorry you ran into this. That shouldn’t happen. Please update to the latest version (2.4.2). If you find any bugs, there is a Report Bug section in Settings, please report them there.
• Monthly budget: set a budget for any month, or apply to every future month
• Daily budget indicator: see how much you can spend today, live warnings when adding expenses
• 100 currencies now supported, including Albanian Lek
• New avatar design that works correctly in both light and dark themes
• Budget progress bar on Home and Reports screens
• Fixed bottom sheet scrolling on (icon, color, currency pickers)
• Amounts now follow your device's regional format
• Improved icon search with synonym matching
• Performance improvements and bug fixes
Version 2.5.0
The developer, Anotherwhy Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Anotherwhy Technologies
Size
31.4 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.