Money Habit & Budget AI Coach
Financial Habits Smart Tool
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
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Your bank account knows where your money went. You don't.
92% of people who try to build money habits give up within 60 days. Not because they don't want to — because every app they tried made it too hard. HabitFi makes it 30 seconds a day, then lets AI do the rest.
【What Changes When You Track Your Money Habits】
• No more end-of-month mystery — you know exactly where it went
• AI spots the patterns you miss and tells you what to cut first
• Savings goals with deadlines make "saving money" a real thing, not a wish
• Weekly coaching turns data into habits, not just numbers
【Your Money, Organized】
- Expense Tracker — Log spending in seconds. 10 categories, zero friction.
- Monthly Budget — Set limits per category. Get alerted before you overspend.
- AI Weekly Summary — Every Monday, AI analyzes your week and shows what actually moved the needle
- AI Habit Coaching — Concrete tips like "Cut coffee to 3x/week, save $X/year" — not vague advice
- Savings Goals — Set a target, set a deadline, get confetti when you hit it
- Offline Support — Works without internet. Your data stays private, encrypted, on your device.
- iCloud Backup — Your data is automatically backed up to iCloud. Switch phones or reinstall — your history is never lost.
People say things like: "I finally know where my money goes." "The AI told me I could save $80/month just by changing one habit — I did it." "I've tried 6 budgeting apps. This one I'm actually still using."
"I don't want to connect my bank account to an app." — HabitFi doesn't connect to your bank — ever. You log expenses manually. Your data stays encrypted on your device and is automatically backed up to iCloud — switch phones and your history comes right back. No financial data ever leaves to third parties.
"I'm just bad with money." — That's not a personality trait. It's a habit gap. And habits are buildable. The AI doesn't judge you — it walks alongside you. That's different from being watched.
"I've tried budgeting apps before and quit." — Every app that failed you asked too much. HabitFi asks for seconds per expense, not spreadsheets. The AI does the analysis. You just spend less.
"Every budgeting app made me feel worse when I slipped up." — HabitFi has no streak counter. No "Day 1 Reset" waiting to humiliate you for one bad week. The monthly trend graph shows what's actually happening — a single overspend barely moves it. Progress measured in weeks, not unbroken chains.
"Do I need to pay?" — Expense tracking and AI weekly summaries are free. Premium adds more. Price shown before you commit.
【Premium Plan】
See in-app for pricing. Subscription auto-renews unless canceled 24 hours before renewal. Cancel anytime with a single tap in iPhone Settings — no further charges apply after cancelling, and billing stops immediately from your next renewal.
Privacy Policy: https://habit-fi-prod.web.app/privacy.html
Terms of Use: https://habit-fi-prod.web.app/terms.html
You're not bad with money. You just haven't had the right system. Start today — it takes 30 seconds.
【From the Finance Series — Related Apps】
If you're building daily money habits, you might also need:
- Subs Tracker (stop paying for subscriptions you forgot about)
- Cash Tally (reconcile cash registers fast)
Search each app name on the App Store.
You might also like
- CashTally - Money Counter: Close the Register in 15 Min
- Day Ritual – Daily Habits: One Goal. AI Builds Your Day.
- Reading Time Log – Book Timer: Reading Timer & Streak Tracker
Search for these apps by name on the App Store.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
We improved overall stability and fixed a number of small issues. We'll keep polishing the experience.
The developer, Tomohito Kii, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Tomohito Kii
- Size
- 108.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 32 more
- English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Lifetime Premium $29.99
- Monthly - Money Habit $2.99
- Annual - Money Habit $14.99
- Copyright
- © 2026 crelve