PerPaisa
Split, Budget, Track Wealth
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Three money apps in one — and all of it free.
Most of us end up with a bill-splitting app, a budgeting app, and a spreadsheet somewhere for investments. PerPaisa replaces all three.
SPLIT EXPENSES WITHOUT THE AWKWARD PART
Add an expense once and PerPaisa figures out who owes whom. Split it equally, by exact amounts, by percentage, or by shares — whatever the situation actually calls for.
Create groups for trips, flat rent, or a dinner that got out of hand. When the maths gets tangled, debt simplification collapses it: five people settling ten times becomes two payments.
Add your UPI ID and friends can settle up in a tap. Set up recurring expenses for rent and subscriptions so you stop re-entering the same thing every month. Everything lands in an activity feed you can scroll back through — and undo, when someone inevitably taps the wrong button.
Need the whole thing in a spreadsheet anyway? Export any group to CSV.
BUDGETS YOU MIGHT ACTUALLY STICK TO
Set a spending goal, split it into your own categories, and watch where the money is going while you can still do something about it.
Share a goal with a partner or a flatmate so you are both looking at the same number. Analytics show you which categories are quietly eating the month.
Adding an expense takes a couple of seconds — type it in plain English, like "450 groceries", and PerPaisa sorts out the rest.
WATCH YOUR NET WORTH MOVE
Savings, investments, property, the money sitting in six different apps — log it all in one place, month by month, and see the line over time instead of guessing.
WHAT IT COSTS
Nothing. Not free-for-thirty-days, not free-until-you-need-the-good-part. Every feature described above is available to everyone, with no cap on groups, friends, or expenses.
We think splitting a dinner bill with your friends should not require a subscription.
A FEW MORE THINGS
Built for India: rupees, UPI, and the way people here actually settle up.
Sign in with Apple, Google, or just your email — there is no password to forget.
Your data belongs to you. Delete your account from inside the app and it all goes with it.
Got an idea, or something is broken? Send feedback from the app. A real person reads it.
New
- AI Portfolio Review — a plain-language read of how your portfolio is shaped: what it's concentrated in, what moved over the last six months, and how much you could actually reach quickly. One review a week, and your last five are kept.
- Import from Splitwise — bring a whole group's history across from a Splitwise CSV export, with a preview of exactly what will be created before anything is added.
- Expense history — every expense now shows who changed what and when. "Amount changed from ₹400 to ₹600", not just "updated".
- Pay by UPI when settling up — hand the payment straight to your UPI app with the amount and payee already filled in.
Improved
- Portfolio holdings now show each holding's share, what changed since you last updated it, and flag anything you haven't updated in a while.
- Money you owe — a credit card, for instance — is shown as a debt rather than mixed in with what you hold.
- Expense details now show who paid and who owes as one picture, with what it means for your balance.
- Wider trend charts, pull-to-refresh on more screens, and a tidier look throughout.
Fixed
- Percentages in your portfolio could add up to more than 100% when a debt was involved.
- Holdings that started small showed nonsense growth figures like "+4047%".
- You couldn't record a debt, or delete a portfolio entry, from the app at all.
The developer, Anand Mittal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Anand Mittal
- Size
- 38.2 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
User-Generated Content
- Copyright
- © 2026 PerPaisa
