Middle Class Finance
Budget, Save & Pay Off Debt
Only for iPhone
Free · In‑App Purchases
iPhone
Middle Class Finance helps you take control of your money with simple, manual tracking — no bank connections, no data sharing.
Track Every Dollar
Log income and expenses across multiple accounts. See exactly where your money goes each month.
Set Budgets That Work
Choose from multiple budgeting styles — 50/30/20, zero-based, or envelope budgeting. Set monthly limits by category and track your progress.
Pay Off Debt Faster
Add your debts and choose a payoff strategy — avalanche or snowball. See your projected payoff date and how extra payments shorten it.
Save With Purpose
Create savings goals with target amounts and deadlines. Track your progress and stay motivated.
Import Statements
Upload CSV, OFX, or QFX bank statements to quickly catch up on past transactions.
All Features Included
One subscription unlocks everything. No tiers, no upsells, no ads.
Your Data Stays Private
No bank logins. No third-party data sharing. You enter your data manually and it stays on our servers — period.
Terms of Use: https://middleclassfinance.app/terms
Ratings & Reviews
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Sign in with Apple and Google
Faster account access on iOS
Annual subscription option now available
Bug fixes and performance improvements
The developer, Richard Davis, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Richard Davis
- Size
- 40 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- In-App Purchases
Yes
- MCF Premium $0.99
- Annual $9.99
- Copyright
- © 2026 Middle Class Finance