Redesigned month-end estimate: tap it to see what's inside Weekly projection instead of a daily average Edit the account and category of a recurring expense A heads-up when an expense would leave your account negative Schedule recurring expenses on the 29th, 30th and 31st Plus polish across several screens. Plus polish across several screens.

More accurate credit cards and goals More reliable backups Plus polish across several screens.

Encrypted automatic backups Your automatic backup is now encrypted on device. It opens only on your own iPhones — the key travels through your iCloud Keychain — and Settings shows a recovery key in case you switch phones. Much faster with a long history Transactions, accounts and credit cards respond far better once you have thousands of entries. Invite your family When you share your transactions you can now send an invitation to install the app too. Plus polish across several screens.

Improved file importing. When you delete an account, the app tells you how many transactions and instalment plans it holds, and what stays. Your recorded spending isn't lost. Stability fixes.

What's new in 1.5: • Month Summary in Analytics: your spending explained in cards — where you spend the most, where you shop most often, how much was already committed, and your projected month-end total. • Faster capture: as you type a description, the app suggests the account and category in Expenses, Income, and Transfers — one tap to undo. • Accessibility: Larger Text, Reduced Motion, and better contrast across the app. • General polish and stability improvements.

What's new in 1.4: • Split expenses: divide a dinner or the rent equally or by person, track who owes you, and settle with one tap. All on your iPhone — no extra apps, no accounts, no cloud. • Spending habits: discover in Analytics which merchants repeat the most each month (the daily coffee, the weekly grocery run). • Recurring, renewed: edit any scheduled expense or income and use new frequencies — bimonthly, quarterly, semiannual, and annual. • Calendar summary grouped by day, cents in Movements, and general polish.

What's new in 1.3: • Share movements: export the expenses of any account or card (e.g. a supplementary card) and send them via AirDrop, Mail or Files. The recipient opens the file with ZeroBudget and imports them into their own card, with their own categories. • Noticeably faster: smoother expense entry, no keyboard lag, instant saving. • Visual polish and minor fixes.

Updated App Store screenshots. No functional changes in this version.

What's new in 1.2: • Budget bar turns green when you assign 100% of your income — zero-based budgeting achieved, not an alarm. • Confirmations before sensitive actions: deleting recurring movements or changing your card's statement day. • Input errors now show clear on-screen messages instead of failing silently. • Fixed: tapping Cancel while editing a card now properly discards changes. • Better support for large text sizes (accessibility) and general visual polish.

• New languages: Portuguese (Brazil), Japanese and Korean. • New "Always Dark Mode" option in Settings → Appearance. • Analytics improvements and performance fixes.