Budget App: ZeroBudget

Debt tracker & savings goal

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Give every dollar a purpose. Track cards and installments, scan receipts or log with Siri, and keep your shopping list. Your data is never sent to third-party servers. Where does your money go? ZeroBudget shows you at a glance and helps you give every dollar a job before you spend it. Zero-based budgeting, credit cards with installment plans, a grocery list and shared expenses, all in one iPhone app. And it's truly private: your data stays on your phone, with no account, no servers and no bank linking. — CONTROL YOUR MONTH — • Zero-based budget: assign every dollar of your income and always know what's left in each category • A three-color heatmap (green, yellow or red) to see in seconds where you're on track and where you're overspending • Category trends, month by month: find out where you spend more • End-of-month estimate: how you'll close against your plan — CARDS, INSTALLMENTS AND PAYMENTS — • Credit cards with statement and payment dates, plus installment plans (buy now, pay later): what you owe this period and what's left • Scheduled expenses organized by card and frequency: rent, subscriptions, installments • Savings goals with a date: know how much to set aside each day — FAST TO USE — • Log an expense in seconds, scan a receipt or just tell Siri • Grocery list with a live total that becomes an expense when you're done, with Dynamic Island while you shop • Split expenses with family or friends and see who owes you • Widgets, reminders and color palettes for your categories — YOUR DATA IS YOURS — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — FREE AND PRO — When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay. Pro adds the spending Heatmap, analytics with an end-of-month estimate and trends, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com

  • This app hasn’t received enough ratings or reviews to display an overview.

• Visual improvements to the heatmap • New in Analytics: Category trends, month by month • Siri improvements • Scheduled expenses organized by card and frequency • Layout adapted to iPhone Duo

The developer, RAUL DOMINGUEZ UGARTE, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • VoiceOver

      • Voice Control

      • Larger Text

      • Dark Interface

      • Differentiate Without Color Alone

      • Sufficient Contrast

      • Reduced Motion

    Seller
    RAUL DOMINGUEZ UGARTE
    Size
    16.7 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 5 more
    • English, French, Japanese, Korean, Portuguese, Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    • ZeroBudget Pro Annual $19.99
    • ZeroBudget Pro Monthly $2.99
    Copyright
    © 2026 AranioSoft