Moneta: Budget Tracker
Log Expenses & Daily Spending
$3.99 · Designed for iPad
Can I afford this right now? Moneta gives you the answer in seconds. Envelope budgeting without the bank login or the complexity.
Your balance is fine as long as you don't overspend. That's the whole idea behind Moneta.
Set a budget. Log what you spend. Stay inside the lines. No bank syncs, no complex setup, no 20-minute onboarding. Just you, your envelopes, and a clear answer to "can I afford this right now?"
WHY MONETA EXISTS
Most budget apps try to do everything - link your bank, categorize transactions automatically, show you charts you'll never read. Moneta does less on purpose. It's built around one belief: if you set a spending limit and stick to it, your money takes care of itself.
HOW IT WORKS
Set your Monthly Allowance (your total income). Create Budget Plans for every category you spend on - rent, groceries, transport, subscriptions. Mark each one as Fixed (auto-deducted) or Variable (logged as you go). At the start of each month, create a Monthly Tracker. Moneta generates a live envelope for every Budget Plan, filled and ready. Log expenses. Watch your remaining balance update in real time. If an envelope hits zero - stop spending there. That's it.
RECEIVABLES - TRACK WHAT YOU'RE OWED
Lent money? Waiting on a reimbursement? Log it as a Receivable so nothing slips through the cracks.
MONTHLY HISTORY
Every month is saved. Look back anytime to spot patterns, see progress, and prove to yourself that the system works.
YOUR DATA, YOUR RULES
No account needed to get started. Your data stays on your device. Sign in to unlock cloud sync and keep your data across multiple devices. Export a backup anytime. Your finances stay private.
THINGS YOU'LL LOVE
- Clean, fast interface built for daily use
- Fixed and Variable Budget Plans
- Real-time envelope balance tracking
- Quick expense logging with optional notes
- Receivables for money owed to you
- Dark mode
- Customizable currency
- Use without an account, or sign in for multi-device sync
GETTING STARTED
1. Set your Monthly Allowance
2. Create Budget Plans for each spending category
3. Start a Monthly Tracker at the beginning of the month
4. Log expenses as you spend
5. Check the Dashboard - if your envelopes are green, you're good
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
• CSV Export: Export your budget and expense tracking data to CSV for deeper analysis.
• New Sync Banner: Clearer sync status helps you understand when your budget data needs attention.
• Improved Budget Tracking: We refined organization, formatting, and overall usability across the app.
• Smoother Expense Logging: General improvements and fixes make daily spending and money tracking feel more reliable.
The developer, Nathaniel Brion Sison, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
- Identifiers
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nathaniel Brion Sison
- Size
- 21.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Nathaniel Brion Sison
