Budget Planner: KeepyCash

Money manager for every dollar

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

You're leaking cash. Find it. Stop it. Keep it. Most people lose $1,000+ a year to "stealth" spending — subscriptions they forgot, habits they don't notice, purchases they don't track. KeepyCash helps you find it, stop it, and keep it. SPOT WHERE YOUR CASH IS QUIETLY SLIPPING AWAY Zero-based budgeting gives every dollar a job before you spend it. When you can see exactly where your money goes, the leaks become obvious — and stoppable. Research shows tracking your spending alone can cut it by 5–15%. That's potentially $1,000+ back in your pocket every year. BUILD STREAKS THAT KEEP MORE CASH IN YOUR POCKET Consistency is what turns awareness into savings. Log daily, build a streak, and watch your habits shift. KeepyCash makes it satisfying to stay on top of your budget — not a chore. WATCH YOUR NET WORTH GROW (WITHOUT EARNING MORE) You don't need a raise. You need to stop the leaks. KeepyCash shows you the math: where it went, what you saved, and how your Financial Health Score climbs as your habits improve. CORE FEATURES Zero-Based Budgeting Assign every dollar from every paycheck before you spend it. Groceries, rent, dining, savings — you decide what matters. Real-Time Transaction Logging Log spending the moment it happens. See assigned, spent, and remaining at a glance in every category. Financial Health Score (0–100) Track savings rate, budget compliance, assignment rate, and logging consistency. Watch your score climb as the leaks close. Spending Insights Charts that reveal weekly and monthly trends, category breakdowns, and overspend patterns — so you can make smarter decisions next month. Overspend Alerts Know instantly when you've exceeded a category. See exactly how much and why, so you can adjust — not guess. Multi-Category Management Create unlimited categories that match your real life: household, personal, subscriptions, savings goals, anything. Unlimited Budgets Separate budgets for personal finances, household, side business, or savings goals. Switch between them instantly. Cloud Sync Your budgets stay in sync across iPhone and iPad. Full Transaction History Unlimited history for trend analysis and year-over-year comparisons. Referral Rewards Invite a friend and you both get a free month when they subscribe — unlimited times. WHY KEEPYCASH? YNAB costs $180/year. Mint got cluttered and shut down. KeepyCash delivers professional zero-based budgeting at a fraction of the cost — with everything you actually need, and nothing you don't. Zero-based budgeting isn't about deprivation. It's about purpose. Spend $300/month on dining out? Assign it and enjoy it guilt-free. Overspend? You'll see exactly where — and fix it next month. We aim to find your first $20–$50 in wasted spending within minutes of setting up. HOW IT WORKS Create a Budget — Set up categories that match your life Assign Every Dollar — Allocate your income the moment you're paid Log Transactions — Track spending as it happens Review Insights — Catch leaks, spot patterns Adjust — Get sharper every single month All features included: unlimited categories, real-time tracking, Financial Health Score, Spending Insights, cloud sync, unlimited budgets, full history, overspend alerts, referral rewards, priority support. YOUR DATA IS SAFE Enterprise-grade encryption. No ads. No data selling. Ever. Subscription Details KeepyCash is available as a monthly or annual subscription Annual plan offers the best value — less than the cost of a coffee a day, to potentially keep $1,000+ a year Invite friends and both get a free month when they subscribe (unlimited referrals) Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html

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Customise widgets on the insight screen so you see what you need to help you budget better! Credit card overspending bug squashed

Version 2.0.2

The developer, James Redman, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • Contact Info
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • James Redman
Size
  • 79.7 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Location
  • This app may use your location even when it isn’t open, which can decrease device battery life.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © KeepyCash 2026
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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