iKnowMom
Teen Spending, Parent Approved
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
You taught them to look both ways. Now teach them money. iKnowMom connects to your teen's accounts so you always know — and can reward what's right.
Being a financially present parent isn't about control. It's about knowing.
Most parents find out their teen has bad money habits when it's already a problem — overdrafts, Venmo to strangers, impulse spending on things that don't matter. By then, the conversation is reactive. Defensive. Too late.
iKnowMom changes that.
-------------------------------------------
WHAT iKNOWMOM DOES
-------------------------------------------
iKnowMom securely connects to your teen's bank accounts and P2P wallets — Cash App, Venmo, Zelle — through Plaid, the same technology trusted by millions of Americans. You get a clear, daily picture of where their money is actually going.
Not a firehose of anxiety. Not constant alerts. A calm, clear window into your teen's financial world — so conversations start with understanding, not suspicion.
- See linked account balances and transactions
- Track P2P transfers in one place
- Set spending alerts that matter to you
- Reward positive behavior with gift cards from 80+ brands
- Open honest money conversations before problems start
-------------------------------------------
THE REWARD THAT CHANGES BEHAVIOR
-------------------------------------------
Accountability without encouragement is just punishment. iKnowMom gives you the tools to reward your teen when they get it right — staying under budget, saving toward a goal, making smart choices.
Choose from 80+ gift card brands and send rewards directly to your teen through the app. Because the goal isn't to catch them — it's to raise them.
---------------------------------------------------
BUILT FOR THE PARENT WHO PAYS ATTENTION
---------------------------------------------------
You're not a helicopter parent. You're an intentional one.
You know that financial habits formed at 16 follow your child into adulthood. You've seen what happens when kids leave for college without ever learning how money works. You don't want that for yours.
iKnowMom is for the parent who wants to be in the conversation — not locked out of it.
---------------------------------------------------
PRIVACY & SECURITY
---------------------------------------------------
iKnowMom uses Plaid's bank-grade encryption to connect accounts. We never store your teen's bank credentials. Transactions are read-only — iKnowMom cannot move, access, or control funds.
Your data is never sold. Ever.
---------------------------------------------------
HOW IT WORKS
---------------------------------------------------
1. Download iKnowMom and create your parent account
2. For Teen accounts that are linked to a parent account simply link the parent account and the app will identify the associated teen accounts
3. Invite your teen to join your Family
4. Get your first weekly snapshot within 24 hours
5. Set alerts, track goals, send rewards
6. Initiate conversations guided by a Financial Coach
Because loving your teen means knowing — not guessing.
---------------------------------------------------
SUBSCRIPTION INFORMATION
---------------------------------------------------
iKnowMom Plus and Family plans are auto-renewable subscriptions billed through your Apple ID. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. A 7-day free trial is available for new subscribers — any unused portion is forfeited upon purchase of a subscription. Manage or cancel anytime in iPhone Settings → tap your name → Subscriptions.
Plus Monthly: $4.99/month
Plus Annual: $49.99/year
Family Monthly: $9.99/month
Family Annual: $99.99/year
Privacy Policy: https://iknowmom.com/privacy
Terms of Use: https://iknowmom.com/terms
- Bug Fixes and Performance Improvements
The developer, Julian Smiles, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Smiles Ventures, LLC
- Size
- 68.3 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Family Monthly $9.99
- Family Annual $99.99
- Plus Annual $49.99
- Plus Monthly $4.99
- Copyright
- © 2026 iKnowMom, LLC. All rights reserved.
