Version 1.7 adds powerful new planning tools, stronger privacy controls, and more ways to stay connected with your finances. - New Financial Tools tab with dedicated calculators and estimators - Credit Estimator for exploring utilization, account age, and payment-history scenarios - Advanced Snowball vs Avalanche comparison for payoff speed, interest savings, and strategy momentum - Paycheck Planner improvements for planning income around bills and debts - Extra Payment Impact estimates for payoff time and interest savings - Balance Transfer support for credit cards, including fees - Paid in Full option for closing out debts when ready - Payday markers in the Financial Calendar - Smarter Zyro guidance with better app context and summaries - Brand new features: Face ID privacy lock, widgets, Live Activities, Spotlight Search, Siri Shortcuts, and Smart Tips - Email support added in the app and website - Performance, backup, security, and stability improvements - Redefined layout and design Thank you for using Debt Organizer.

Bug fixes and improvements

- Debt Organizer has been updated with a refreshed app design, improved performance, and a smoother overall experience. - This update introduces the new Debt Organizer website, now easily accessible directly through the app. You can visit the website to learn more about Debt Organizer, access helpful information, and stay connected with future updates. - We also added a new Message Us feature, allowing you to ask questions, share concerns, or reach out for support directly inside the app. This makes it easier to get help without leaving your Debt Organizer experience. - Additional improvements include an enhanced notification system to help you stay on top of upcoming payments, upgrades to ZyroAI for better financial insights, and general performance improvements for faster, smoother navigation throughout the app.

- Enhanced Zyro with smarter responses, improved continuity, and a more refined overall experience. - Redesigned the Home Layout with new customization options, allowing users to choose what appears on their Home dashboard. - Improved speed, performance, and responsiveness throughout the app. - Fixed bugs and improved overall stability for a smoother experience. - Refined internal system calculations for better accuracy and consistency. - Polished UI across the app for a more professional and streamlined look. - Upgraded the notifications system with improved timing, scheduling, and frequency controls. - New Financial Calendar: View upcoming bills and payments in one organized place.

What’s New in Version 1.4: - Enhanced ZyroAI with smarter responses, improved financial intelligence, saved scenarios, and better handling of repeated questions and follow-ups. - Upgraded notifications with new Smart Alerts for more helpful and proactive reminders. - Added System and Device Backups for stronger data protection and recovery support. - Added Live Status for quick visibility into notifications, backups, private sync, device data, device updates, and restores. - Added Recent Activity so you can track important changes across the app in real time. - Improved financial calculations for better accuracy and consistency. - Made overall performance, responsiveness, and system behavior smoother throughout the app. - Included additional system enhancements for a more stable and polished experience.

Minor bug fixes and performance improvements.

• Introducing ZyroAI, a powerful intelligent assistant designed to deliver personalized, data-driven financial insights and support more informed decision-making in real time • Sign in with Apple to securely save your data and access it seamlessly across your devices • Added full support for Light Mode with a refined and consistent visual experience • Redesigned interface for a cleaner, more modern, and more intuitive layout • Improved performance for faster, smoother, and more responsive interactions • Enhanced calculation accuracy across payoff projections, timelines, and financial insights • Added the ability to receive notifications to help you stay on track with upcoming payments • Additional improvements and refinements

• Refined overall interface design and layout consistency • Improved financial momentum calculations for greater accuracy • Added enhanced optimization insights with actionable guidance • Introduced zero-balance credit card tracking for better organization and utilization accuracy • Updated payoff timeline for improved clarity and interaction • Improved extra payment impact section for consistent layout and readability • Fixed minor issues and improved overall performance

• Fixed minor visual issues and improved overall stability • Refined interface design and layout consistency • Introduced personalized greetings based on the time of day • Added the ability to leave a review directly from Settings • Enhanced internal calculation systems for improved accuracy