Mooneem: Personal Finance
Track spending & net worth
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Most personal finance apps get in the way.
They want you to create an account. Connect your bank. Pay a monthly fee. Agree to terms about how your financial data might be "used to improve your experience."
And after all that — they still don't work the way you think.
Mooneem is different. It was built out of frustration with exactly that.
No account. No subscription. No cloud. Your data never leaves your phone.
You import your bank statements as CSV files — the kind every bank already lets you export — and Mooneem does the rest. Tag merchants once, and every future transaction from that merchant is categorised automatically. Check your net worth across all accounts. See where your money actually goes each month.
That's it. No social features. No budgeting "challenges". No AI suggestions about your coffee spending. Just a clean, fast, opinionated app that shows you the truth about your finances.
What Mooneem does:
* Import statements from Amex, Monzo, Chase and more
* Auto-categorise spending by merchant
* Net worth tracking across current accounts, savings, investments and pensions
* Monthly and yearly spending trends by category
* Multi-currency support with live exchange rates
* Expense overrides for irregular periods (holidays, big purchases)
* Works entirely offline
What Mooneem doesn't do:
* Ask for your bank login
* Store anything outside your phone
* Charge you anything
Built for people who want to understand their money — without handing it over to someone else first.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Chase UK Credit Card support
You can now import Chase UK credit card PDF statements directly. Open a statement PDF from Files, Mail, or any app and choose "Open with Mooneem" — your transactions will be imported automatically, including multi-currency purchases.
Improved "Open with Mooneem"
Mooneem now appears higher in the share sheet when opening CSV, Excel, and PDF files from other apps.
Account owner shown when importing
The "Open with" file picker now shows the account owner name alongside the institution, making it easier to pick the right account when you have multiple owners.
The developer, Akash Agrahari, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Akash Agrahari
- Size
- 36.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Akash Agrahari
