Mortgage Stress Calculator AU
Home Loan Repayment Tracker
Free · Designed for iPad. Not verified for macOS.
Mortgage Stress Calculator AU helps Australian homeowners understand how interest rate changes affect their mortgage repayments and household budget.
Whether you are a first home buyer, refinancing, or simply keeping an eye on rising rates, this app gives you instant clarity on your mortgage position.
KEY FEATURES:
• Mortgage Stress Test — Enter your loan amount, interest rate and income to instantly see if your repayments exceed the recommended 30% threshold.
• Rate Rise Simulator — Model how future RBA rate increases will impact your weekly, fortnightly or monthly repayments before they happen.
• Scenario Comparison — Save and compare multiple mortgage scenarios side by side to find the best option for your situation.
• Repayment Breakdown — View detailed principal and interest splits so you know exactly where your money goes each payment cycle.
• Budget Impact Analysis — See how mortgage repayments fit within your overall household expenses and disposable income.
• Privacy First — All calculations are performed locally on your device. No data is sent to external servers.
WHO IS THIS FOR?
- First home buyers assessing affordability before purchasing
- Existing homeowners worried about rate rises
- Property investors managing multiple loan scenarios
- Mortgage brokers and financial advisors helping clients
- Anyone comparing fixed vs variable rate options in Australia
BUILT FOR AUSTRALIA:
Designed specifically for the Australian property market with support for Australian lending standards, RBA cash rate context and local repayment frequencies including weekly, fortnightly and monthly.
Take control of your home loan today. Download Mortgage Stress Calculator AU and stay ahead of rate changes with confidence.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Mortgage Stress Calculator Australia 10.1.2 is a quality and discoverability update for users focused on calculating Australian finance estimates. Updated app icons, logo-matched colors, splash styling, store visuals, bug fixes, and remote update reliability are included. The app now has the remote update foundation needed for faster production fixes, content refinements, and stability improvements after this App Store build is live. We also improved launch reliability, navigation consistency, loading behaviour, and the overall experience for people searching the App Store for Australian calculator, tax estimate, finance planning, repayments, budget tools. This release keeps the core workflow simple: calculate Australian figures with clearer inputs, faster results, and more reliable local estimates. It is designed to improve everyday usefulness, reduce friction, and keep future updates moving quickly while maintaining the native iPhone and iPad store build.
The developer, Shehar Yar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Shehar Yar
- Size
- 28 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 Software House AU