Spendli

your all-in-1 expense manager

Only for iPhone

Free · In‑App Purchases · Designed for iPhone

iPhone

your all-in-one expense tracker - personal expenses, budgets, splits, shared rooms & chat, categories and tags, in-depth spend analytics, calendar, savings tree & more. Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

Ratings & Reviews

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• Per-user session progress bars — your contribution, not the group's • Edit/delete expenses on rooms, quick rooms, and sessions • Edit just your own share on quick-room expenses • Rename, re-emoji, and recolor sessions (admins) • SESSION / ROOM / QUICK ROOM chips so you always know where stuff lands • Approve a dispute → pick Edit or Delete in one tap • Phone already registered? "Log in with this number" shortcut • Settled splits flip to past tense (paid, not pays) Fixes • Subscription tier syncs in real time, no relaunch needed • Restore Purchases works again, even past Apple's 24h cooldown • Session chat opens for everyone now (was silently broken for some) • Reserved handles (paypa1, spendli_support) flagged while you type • Existing-phone signup rejected before any SMS — no wasted OTPs • Unknown-email login says "no account found" instead of "wrong password" • Brand-new Apple/Google login routes to signup with a clear message • Display names capitalize properly and survive cold launches • Country picker holds your pick across reCAPTCHA and app kill • Skipping email verification fully clears the unverified address • Account deletion stops push notifications immediately • Apple/Google buttons no longer ugly in dark mode • More specific, helpful auth error messages • Chat notifications open the right chat • Reliability fixes for expense editing, disputes, member removal

Version 1.4.2(1)

The developer, Ayush Mishra, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Ayush Mishra
Size
38 MB
Category
Finance
Compatibility
Requires iOS 26.2 or later.
  • iPhone
    Requires iOS 26.2 or later.
  • Mac
    Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.2 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
  • Spendli Plus Monthly $3.99
  • Spendli Ultra Monthly $9.99
  • Learn More
Copyright
© 2026 Microvernitech
  • Developer Website
  • Privacy Policy

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