Expenses that log themselves. Pay as usual: Lode turns your bank's notifications and Apple Pay into transactions. No bank login, no account. Free to start.
Lode is an AI expense tracker that turns plain language into clean personal finance records.
Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized.
SMART, EFFORTLESS ENTRY
- Natural language: write or speak a few words, get a ready transaction
- Scan receipts — AI reads the amount, store, and date
- Learns your habits for faster, more accurate categorizing
ASK LODE ANYTHING
- Chat with Lode about your money — "How much did I spend on coffee this month?"
- Get plain-language answers about balances, budgets, and trends
- Ask hands-free with Siri, too
SEE WHERE YOUR MONEY GOES
- Income and spending statistics, side by side
- Daily cost and daily income, trends, and category breakdowns
- Smart insights that explain your numbers in plain words
PLAN AHEAD
- Budgets with alerts before you overspend
- Bills and reminders so nothing slips
- Savings goals with progress tracking
- Debts — who owes whom, and how much is left
BUILT FOR REAL LIFE
- Multiple currencies with live exchange rates and a built-in converter
- Shared accounts for family or partners, synced across devices
- Home Screen, Lock Screen, and Control Center widgets
- Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report
- Smart import from CSV, Excel, or other finance apps — AI maps your data automatically
PRIVATE BY DESIGN
- Your data syncs securely through iCloud
- No ads, no selling your data
Start with a few words. Lode does the rest.
Terms of Use (EULA): https://lodefinance.com/term-of-use
Privacy Policy: https://lodefinance.com/privacy-policy
Great app for managing personal finances! LODE is very easy to use, well-designed, and helps me keep track of my income and expenses much better. The interface is clean and simple, without anything unnecessary. I really enjoy using it and would definitely recommend it to anyone who wants to stay on top of their finances.
Developer Response
I appreciate you taking a moment to share your experience. It's great to hear the app is helping you.
Best App
KirillSvist
I’ve been searching for a finance app for a long time and tried hundreds of different ones, but nothing really felt right. This is honestly the best app I’ve used so far — clean, fast, beautiful, and actually enjoyable to use every day.
Great program
WislerSerg
I was looking for a long time for budgeting money app. Could not find that one app would have all I need. Finally I found Lode. Great program I am going to use now. Thanks!
Developer Response
Thank you for your review! Knowing that people enjoy using the app makes all the effort worthwhile.
Outstanding Tracker
Lil Stinger B
Very intuitive with easy input and editable categories. Easy to read and arrange widgets. Calendar view and reminders is what I wanted in a tracker. Highly recommend.
Developer Response
Thank you! We're so glad the quick entry, editable categories, calendar and reminders work well for you. Thanks for recommending Lode. If you ever have ideas, we'd love to hear them!
— Code improvements and app optimizations
— Adapted for iPhone Duo
Version 2.9.2
The developer, Kyrylo Svystun, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
User Content
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Larger Text
Dark Interface
Differentiate Without Color Alone
Sufficient Contrast
Information
Seller
Kyrylo Svystun
Size
117.2 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
iPhone Requires iOS 18.0 or later.
iPad Requires iPadOS 18.0 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
