Cobraste
Your wages, when you need them
Only for iPhone
Free
iPhone
Cobraste gives you immediate access to the wages you’ve already earned, when you need them. No fees. No interest. No loans. Just your money, whenever you want it.
Your employer offers Cobraste as a free benefit so you don’t have to wait until payday. Whether you need to cover an unexpected expense, pay a bill on time, or simply have better control of your money, Cobraste puts your earned wages in your hands.
ACCESS YOUR EARNED WAGES INSTANTLY
See exactly how much you’ve earned during the current pay period and withdraw what you need with a single tap. No waiting. No hidden fees.
ZERO COST TO YOU AND YOUR EMPLOYER
Cobraste is completely free. No subscription fees. No monthly charges. No hidden fees. Zero cost to you. Zero cost to your employer. That is our commitment.
DIGITAL TIPS
If you work in an industry where you receive tips, Cobraste’s Digital Tips feature deposits your tips directly into your account. No more waiting for cash payments or missing or delayed tips. Your tips, deposited automatically.
TRACK YOUR EARNINGS IN REAL TIME
Your dashboard shows your current earned balance updating throughout the pay period, so you always know exactly how much is available. Plan better, manage your budget more effectively, and avoid overdraft fees or high-interest debt.
SIMPLE AND SECURE
Cobraste uses bank-level encryption and the highest security standards to protect your personal and financial information. Your information is never sold to third parties.
NO CHANGES TO YOUR PAYROLL
Cobraste works seamlessly with your employer’s existing payroll process. No new systems, no technical setup, and no disruption to how or when you receive your regular pay.
BUILT FOR LATIN AMERICA AND THE CARIBBEAN
Cobraste was designed from the ground up for workers in Latin America and the Caribbean, with full support in Spanish and English. We understand the financial realities of the region and created a solution that truly fits them.
GET STARTED IN MINUTES
1. Download Cobraste
2. Enter the code or click the link your employer gave you
3. Verify your identity
4. Start accessing your earned wages right away
Have questions? Our support team is available to help you get started and make the most of your Cobraste benefit.
Cobraste is not a loan. You are accessing wages you have already earned. There is no interest and no credit check. The funds you access through Cobraste are automatically reflected in your next regular paycheck.
Learn more at https://www.cobraste.com
Various UI updates. Users using Google to sign in can now set up bank accounts from the app.
The developer, Arise Money LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Arise Money LLC
- Size
- 42.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Cobraste LLC