Interest Calculation Advanced
Loans, Credits & Payment Plans
$0.99 · Designed for iPad. Not verified for macOS.
Simulate loans, credit cards and cash advances with amortization tables, charts and real cost (APR). Compare scenarios and export your payment plan to PDF.
Before you sign, find out what a loan or purchase really costs you. Interest Calculation breaks down every installment, month by month, so you never get surprises.
Pick a financial product and see how the numbers change:
- Credit card: single-payment purchase (no interest), installment purchase or cash advance.
- Personal or general-purpose loan.
- Mortgage.
KEY FEATURES
- Month-by-month amortization table (French system).
- Interactive charts: cost distribution and balance evolution.
- Annual Effective Rate or Monthly Nominal Rate.
- Effective Annual Cost (real APR) including every fee.
- Additional fees: maintenance fee, credit-life insurance (% of balance), tax (% of interest) and one-time charges.
- Variable rate: simulate rate changes over the life of the loan.
- Extra payments: shorten the term or lower the installment.
- Usury-cap alert based on market rules (Colombia).
- Save your simulations, browse your history and compare them side by side.
- Export your full payment plan to PDF to share it.
MADE FOR YOU
- Colombian market rules with support for other markets.
- Available in English and Spanish.
- No ads and no sign-up.
- Everything is calculated on your device: works offline and your data never leaves your phone.
Make financial decisions with clear information, not surprises.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Version 2.0 is our biggest update yet:
- New products: single-payment card, installment purchase and cash advance, plus personal loan and mortgage. The form adapts to each one.
- Markets: rules for Colombia and the United States (currency and usury cap).
- Effective Annual Cost (real APR): the true cost including every fee.
- New fee types: percent of balance (insurance), percent of interest (tax) and time-limited charges.
- Variable rate: simulate rate changes during the loan.
- Extra payments: choose to shorten the term or lower the installment.
- Alert when the rate exceeds the market's legal cap.
- Save your simulations, review your history and compare them side by side.
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The developer, Juan Camilo Marin Ochoa, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Juan Camilo Marin Ochoa
- Size
- 2.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- Copyright
- © Faacil
