Pockra
The one number that matters
Only for iPhone
Free · In‑App Purchases
iPhone
The one number that actually matters.
Your bank balance is lying to you. It shows what's in your account — not what's yours. Rent, subscriptions, the credit card bill, that loan payment — all of it is already spoken for, and your bank will happily let you spend it anyway.
Pockra tells the truth. One number, updated in real time: how much you can safely spend right now, after every bill and obligation over the next 45 days is accounted for. No spreadsheets. No envelopes. No manual tracking.
HOW IT WORKS
1. Connect your bank in seconds. Pockra links to 10,000+ banks through Plaid with read-only access — we can see your transactions, but we can never move your money.
2. We find what's hidden. Pockra automatically detects your recurring bills and subscriptions. Rent, Netflix, the gym, your phone bill — found instantly, no manual entry required.
3. You see what's actually safe to spend. Every commitment over the next 45 days is factored in, down to the dollar. Your number updates the moment your finances change.
WHAT MAKES POCKRA DIFFERENT
• One clear number. Not a budget you have to maintain. Not five charts to interpret. Just the answer: what's safe to spend today.
• Always current. Real-time transaction sync across every connected account. Spend $6 on coffee, your number updates.
• Automatic bill detection. Pockra learns your recurring charges over time — no setup grind, no missed bills.
• Credit card intelligence. Statement balances, due dates, and payment policies factored in automatically. No more surprise minimum payments wrecking your month.
• Apple Card support. Import your Apple Card transactions directly through Apple Wallet — the only personal finance app with native FinanceKit integration.
• Pay cycle aware. Pockra knows when your next paycheck arrives and plans accordingly.
BUILT FOR REAL LIFE
Pockra isn't a budgeting app. Budgets ask you to predict the future and then feel bad when you're wrong. Pockra does the math for you, in real time, against the bills you actually have.
If you've ever stared at your bank balance and wondered "is this really mine to spend?" — that's the question Pockra answers.
PRIVACY & SECURITY
• Bank connections through Plaid
• Read-only access — Pockra can never move your money
• 256-bit encryption in transit and at rest
• Face ID / Touch ID locked
• Your data is yours. Delete your account anytime, and everything is permanently removed within 30 days.
Privacy Policy: https://pockra.com/legal/privacy
Terms of Service: https://pockra.com/legal/terms
This update provides a smoother subscription experience and a more accurate picture of your money:
• Redeem a code — have a Pockra Pro code? You can now redeem it right in the app and unlock Pro instantly.
• Your Pro status, recognized instantly — sign in or restore and your subscription is picked up right away.
• More accurate projections — your Safe-to-Spend and upcoming income now reflect your recurring amounts more reliably.
• Smoother sign-in — a more dependable login and sign-up experience.
• More reliable — behind-the-scenes improvements keep everything running smoothly.
Thanks for using Pockra! Have feedback? We'd love to hear it.
The developer, Pockra, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Pockra, LLC
- Size
- 67.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- In-App Purchases
Yes
- Pockra Pro - Yearly $99.99
- Pockra Pro - Monthly $12.99
- Copyright
- © Pockra, LLC