Zenpense – Money Manager

Intelligent Money Manager

Free · Designed for iPad. Not verified for macOS.

Expense tracker, budget planner, money manager & split expense app with AI guidance and suggestions Zenpense is an AI powered Money Manager designed to help you track expenses, manage income, create budgets, split expenses with partners, monitor investments, and make smarter financial decisions. Whether you're managing personal finances, family budgets, or business expenses, Zenpense gives you everything you need in one intelligent finance app. No more spreadsheets. No more forgotten expenses. Just smarter money management. TRACK INCOME & EXPENSES EASILY Record every financial transaction in seconds. Choose the method that suits you: 1. Manual expense entry 2. Voice powered expense recording 3. Smart SMS transaction detection 4. Income tracking 5. Category based expense management 6. Tags for better organization 7. Always know where your money goes. SMART BUDGET PLANNING Create budgets that actually work. Zenpense helps you: 1. Set monthly spending limits 2. Track budget progress 3. Monitor cash flow 4. Analyze spending habits 5. Improve savings goals 6. Reduce unnecessary expenses 7. Get visual reports and insights to make informed financial decisions. SPLIT EXPENSES WITH FRIENDS, FAMILY & BUSINESS PARTNERS Managing shared expenses has never been easier. Perfect for business partners, roommates, families, couples, friends, and travel groups. Split expenses fairly, keep track of who paid, who owes money, and settle balances without confusion. Whether you're sharing office expenses, household bills, vacations, or restaurant payments, Zenpense keeps everyone on the same page. AI POWERED FINANCIAL ASSISTANT Zenpense goes beyond simple expense tracking. Our AI analyzes your financial behavior and provides personalized insights to help you spend smarter, save more, improve budgeting, discover spending trends, receive intelligent financial recommendations, and explore suitable credit and investment opportunities. Make every financial decision with confidence. VOICE & SMART EXPENSE ENTRY Too busy to type? Simply speak your expenses and let Zenpense record them. Supported features include voice expense entry, smart transaction recognition, SMS based expense detection, and faster bookkeeping. Managing your finances has never been easier. INVESTMENT & WEALTH PLANNING Your financial journey doesn't stop with budgeting. Zenpense helps you track financial growth, monitor investments, build better savings habits, plan future goals, and understand your financial health. From daily expenses to long term wealth creation, Zenpense grows with you. SECURE & PRIVATE Your financial information belongs to you. Zenpense protects your data using industry standard security practices, secure authentication, and encrypted communication so your information remains safe and private. WHY CHOOSE ZENPENSE 1. AI Expense Tracker 2. Budget Planner 3. Money Manager 4. Income Tracker 5. Spending Tracker 6. Split Expenses 7. Bill Sharing 8. Cash Flow Management 9. Investment Insights 10. Financial Reports 11. Voice Expense Entry 12. Smart SMS Detection 13. Secure Cloud Sync PERFECT FOR Personal budgeting, family finance management, business partners, couples managing shared expenses, students, freelancers, entrepreneurs, small businesses, and travelers. START YOUR WEALTH JOURNEY TODAY Whether you want to save more, spend wisely, split bills with partners, monitor investments, or simply understand your money better, Zenpense gives you everything you need in one intelligent finance app. Download Zenpense today and make every financial decision smarter. Developed by NextGeneSol Smart Finance. Real Growth.

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NEW: Split expenses with business partners, friends and family NEW: Shared expense balance tracking NEW: Budget allocation based on categories and an AI spending plan based on savings for the month NEW: Calendar view for all transactions Added Tags Management Google Sign In Apple Sign In Improved UI & UX Fixed notification issues Better app performance Improved stability and reliability Various bug fixes and security improvements

The developer, NextGeneSol, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • NEXTGENESOL
Size
  • 109.7 MB
Category
  • Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • 2026 © NextGeneSol