FinancePal – Budget Planner
Tax & Wealth Planner for India
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Free, private, and built for India. No ads, no data collection — just honest financial planning for salaried professionals.
FinancePal is a personal finance planning app built specifically for Indian salaried professionals. Enter your CTC and see your real take-home — after tax, EPF,
and every deduction — in seconds.
INCOME & TAX
- Full FY 2025-26 tax calculation for both New and Old regimes
- Automatic regime recommendation — see exactly which regime saves you more and by how much
- EPF impact on take-home clearly shown
- Surcharge, marginal relief, 87A rebate, and 4% cess — all calculated correctly
EXPENSES & SAVINGS
- Track monthly expenses by category
- Plan one-time future expenses (home, travel, car) by financial year with funding source allocation
- See your annual cash savings and wealth created each year
INVESTMENTS & PORTFOLIO
- Track SIP investments with projected corpus at weighted returns
- Enter your starting portfolio — equity, debt, EPF, PPF, gold, real estate
- Net worth dashboard with liabilities
20-YEAR WEALTH FORECAST
- See your financial life projected 20 years forward
- Annual cash flow waterfall — income, expenses, savings, and investments in one view
- Portfolio growth by asset class with constituent level detail
- Key milestones — set your own income, savings, and portfolio targets and see which year you'll hit them
- One-time expenses automatically reduce forecast savings in the right year
PRIVACY FIRST
- All data stored on your device — nothing sent to any server
- Optional iCloud sync to your personal account only
- No ads, no analytics, no data collection of any kind
FinancePal is free. No subscriptions required to access any core feature.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Vishal Tibadewal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Vishal Tibadewal
- Size
- 3.1 MB
- Category
- Finance
- Compatibility
Requires iOS 18.5 or later.
- iPhone
Requires iOS 18.5 or later. - Mac
Requires macOS 15.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.5 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Copyright
- © 2026 Vishal Tibadewal