Budget your way, free to start. Manual tracking, zero-based or spending limits, net worth, encrypted on-device. Bank sync upgrade for $4.99/month.
Budget your way. Track your worth. Keep your privacy.
Most budgeting apps force one approach, and harvest your data while they're at it. Basis Budget gives you two complete budgeting modes in one app, and your financial data is encrypted on your device before it ever touches our servers. We don't run ads or sell your data, and there's no analytics tracking what you do in the app.
Switch between budgeting modes anytime without losing a single transaction.
TWO WAYS TO BUDGET
[+] ZERO-BASED BUDGETING
Every dollar of income gets assigned to a category until nothing is left to budget. Carry unused funds forward with rollover or start fresh each month. Set savings goals and sinking funds to plan ahead. Familiar territory if you've budgeted with envelopes before.
[+] SPENDING LIMITS
Set monthly caps per category and track your spending against them. No envelopes, no assigning. Just set your limits and go. Perfect if you want guardrails without the overhead.
FREE TO START
Manual budgeting is free. Track your accounts and transactions yourself, use both budgeting modes, see your net worth, split transactions, run reports, and keep every privacy protection, with no subscription.
Want it automated? Connect your banks for automatic import via Plaid, plus Apple Wallet integration for Apple Card and Apple Savings, for $4.99/month. Your first month is free, and you can cancel anytime with your data staying accessible.
Bank sync via Plaid is currently available in the United States. Manual entry and every other core feature work in every supported country.
NET WORTH TRACKING
See your full financial picture in one place. Track checking, savings, credit cards, investments, loans, and manually tracked assets like your home or car. Watch your net worth change over time with built-in charts and reports.
PRIVACY BY DESIGN
Before your financial data ever touches our servers, it's encrypted on your device with a key that's unique to you. Lock the app with Face ID and hide balances with number masking. We don't run ads, sell your data, or track in-app behavior.
ALSO INCLUDES
Transaction splits across multiple categories
16 default categories with full customization
Category groups for Bills, Needs, Wants, and Savings
Savings goals and sinking funds
Credit card payment tracking
Spending reports and category breakdowns
Dark mode
Made for people who want their budgeting app to stay out of their way.
Terms/EULA: https://basisbudget.com/terms and Privacy Policy: https://basisbudget.com/privacy
For being in its initial phase, Basis Budget is awesome. It’s not a carbon copy of other apps, but instead forges its own identity in zero based budgeting and more. The developer is active, and kind. I look forward to where he takes BB.
Developer Response
Thank you so much Michael! Really appreciate the feedback.
Simple. Straightforward. Sensational.
TiredDad154
No clutter to be found here. You’re in, you’re out, everything works. This is the precise budgeting app I’ve been searching for. Don’t sleep on it!
Easiest Budgeting App
Verrrrronicaaaa
Best app for simple budgeting, love the clean features and interface. Highly recommend over any other app on the market
Developer Response
So nice to hear! Thank you so much
Bug fixes & improvements to cross-platform syncing and resilience.
Version 1.4.6
The developer, JK Creative Studios LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
