MeinRechner Finanzen
Six German finance calculators
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Six German finance calculators in one app for international residents in Germany: loan, savings, inflation, pension, Abfindung and real-estate transfer tax.
MeinRechner Finanzen combines six finance calculators focused on the German market in a single app.
Instead of switching between web calculators, bank tools, Excel sheets and scattered notes, international residents and the broader diaspora in Germany — including tech professionals in Berlin and Munich planning Kreditrechner before a property purchase, mixed-nationality couples in Hamburg comparing inflation against long-term euro savings, DAAD academics at FU and TUM tracking Sparrechner for buffer funds, Big-4 expat consultants in Frankfurt evaluating Renten-DE, and employees receiving Abfindung at the end of a German employment contract — get fast results, clear intermediate steps and local history directly on iPhone and iPad.
CONTAINS
- Loan calculator (Kreditrechner) with monthly payment, total interest and detailed amortisation schedule using the annuity method.
- Savings calculator (Sparrechner) with compound interest, regular deposits and yearly progression.
- Inflation calculator (Inflationsrechner) for purchasing-power loss and necessary adjustment per the Destatis price index.
- Pension calculator (Rentenrechner) with DRV-near assumptions, pension points and pension-gap analysis.
- Abfindung calculator Premium with the one-fifth rule per EStG § 34 and 2026 wage taxation.
- Real-estate transfer tax calculator (Grunderwerbsteuerrechner) Premium with rate per Bundesland from 3.5 to 6.5 per cent.
TYPICAL USERS
- International tech professional in Berlin plans Kreditrechner before purchase.
- DAAD academic at FU tracks Sparrechner for buffer fund.
- Big-4 expat consultant in Munich compares inflation and euro savings.
- Mixed-nationality couple in Hamburg verifies Grunderwerbsteuer before Notar.
- Employee with Abfindung at end of a German contract.
- International engineer in Frankfurt calculates Sparrechner for retirement.
REFERENCED SOURCES
The calculation parameters are based on the following official and legal sources: Bundesministerium der Finanzen (BMF), Finanzämter per Bundesland, Bundesfinanzhof (BFH) case law, EStG § 32a (2026 wage-taxation table), EStG § 34 (one-fifth rule for Abfindung), Grunderwerbsteuergesetz (GrEStG) with rate per Bundesland, Solidaritätszuschlagsgesetz, regulation (EC) 883/2004 on coordination of social-security systems in the EU, ECB and Bundesbank interest-rate data and the Destatis consumer price index.
IMPORTANT NOTICE
MeinRechner Finanzen is an estimation tool, not an official Steuerbescheid from the Finanzamt, not personal financial planning from a bank, and not a Notar document. Results are approximate and depend on user input. Special cases — detailed Werbungskosten, foreign residency with Progressionsvorbehalt, applicable DBA treaty, financial-market volatility, region-specific rules — may require professional advice.
NON-AFFILIATION
Independent informational tool. Not affiliated with BMF, Finanzämter, banks, or notaries. Does not constitute legal/tax/financial advice — consult a qualified Steuerberater, Notar, or Bankberater.
© 2026 Cosmic Production d.o.o.
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New: in-app events now open the matching calculator view directly. Plus refreshed preview images and minor improvements.
The developer, IVAN BOBAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
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Information
- Seller
- IVAN BOBAN
- Size
- 7.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- German
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium — Lifetime $2.99
- Copyright
- © 2026 Cosmic Production d.o.o.