Basic Checkbook: Spending Log
Track Transactions & Balance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
New in 8.5: scheduled transfers move money between your accounts, and savings interest follows your daily balance. A private register with no bank login, ever.
Your bank app shows what cleared. Basic Checkbook shows what's real.
Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours.
No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better.
WHAT YOU CAN DO
• Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen
• Watch your true running balance update with every entry
• See every account's combined total at the top, with card debt subtracted
• See any month at a glance, free: money in, money out, your net, and your biggest expense
• Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due
• See how much of a card's limit you are using, so you know when a balance is creeping up
• Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it
• Add a transaction from your home screen with the Quick Add widget
• Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight
• Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step
• Void a canceled or torn-up check and keep it on the record while the money returns to your balance
• Tag transactions with as many labels as you like, and reuse any tag with one tap
• Filter by type or status and search your whole register by payee, amount, memo, or tag
• Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one
• Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it
• Earn interest on savings: choose the day it posts each month, and see the total at a glance
• Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, shows your return, and reminds you to update it
• Scan a check or receipt to fill in the details automatically
• Track a different currency per account
• Keep every account in sync across your devices with iCloud, free
• Back up your entire register to a file and restore it anytime
• Bring your history from another checkbook app: import its QIF or CSV file, free
• Lock the app with Face ID, Touch ID, or a passcode
BASIC CHECKBOOK PREMIUM
Two ways to upgrade: Lifetime Premium, one purchase that never renews or expires, or a yearly plan.
Both unlock:
• Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place
• Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one
• Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF
• Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost
• Projected balance: where your balance is headed from your scheduled and recurring activity
• Receipt photos: attach a receipt to the transaction it belongs to
• Spending analytics: charts, trends, budgets, and period comparisons
• Monthly PDF statements: clean, bank-style statements for any date range
• CSV export: take your history anywhere
• Color themes and app icons: premium palettes and home-screen icons
Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours.
Privacy Policy: https://basicapps.tech/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Version 8.5
• Scheduled transfers move the money out of one account and into the other, the way the Transfer button does, and show on both accounts. A transfer you scheduled before 8.5 asks for its other account: open it and pick one.
• Scheduled bills, paychecks and savings interest post when you open the app, so every balance is current without opening each account.
• Savings interest follows your daily balance: a deposit or withdrawal counts from the day it happens.
• Projected Balance and the low balance warning put postdated transactions on their own dates.
• Fixes for balances that could come out wrong: editing an account that started below zero, a card's starting balance, card interest you accept, savings interest turned on later, and Apply to all when a type changes from money out to money in.
The developer, Sean Trapani, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Sean Trapani
- Size
- 30 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Annual Premium $23.99
- Lifetime Premium $59.99
- Copyright
- © 2026 Basic Apps

