Basic Checkbook: Spending Log

Track Transactions & Balance

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Premium without the subscription: the new Lifetime option is one purchase, yours forever, no renewal. The free checkbook stays free. Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only reflect transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal transaction register that lets you log every dollar as you spend it, across checking, savings, and credit cards, so your running balance is always accurate, always up to date, and always yours. No bank logins. No syncing your credentials to a third-party server. Just a fast, private checkbook register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See the combined total of every account at the top of your list, with card debt subtracted • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using at a glance, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge dated its due day, and you accept it, adjust the amount, or skip the month. Nothing posts to your register unless you say so. • Add a transaction from your home screen with the Quick Add widget: tap, type the amount and payee, save • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance against your bank statement with the guided Reconcile to Statement flow • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and tap a tag you have used before to add it in a second • Filter by type or status (Uncleared, Cleared, or All) and search your whole register by payee, amount, memo, or tag • Schedule recurring bills and income with reminders, and let them post automatically on the right day • Earn interest on a savings account: choose the day it posts each month, and see your total interest earned at a glance • Get your next check number suggested for you when you write a check • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free for everyone • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode • Add your bank's logo to personalize each account BASIC CHECKBOOK PREMIUM Upgrade to unlock the full experience: • Unlimited accounts: keep checking, savings, credit cards, and more in one place • Monthly Recap: one screen for any month, money in and out, your biggest expense, and the tags and payees you spent the most on, saved to PDF whenever you want it • Payoff plan: set a monthly payment on any credit card and see the payoff date, the interest it costs, and the final payment • Projected balance: see where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a photo of any receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons that show where your money goes • Monthly PDF statements: export clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: make Checkbook yours with premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank. It never reads your transactions automatically or stores your credentials anywhere. It's your ledger: private, accurate, and completely in your control. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • 5.0
    out of 5
    2 Ratings

What's New in 7.2 Payoff plan for credit cards: set a monthly payment and see the payoff date, the total interest, and the final payment. Card accounts now show how much of your credit limit you're using. Balances that round to zero no longer show as a negative.

The developer, Sean Trapani, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Sean Trapani
    Size
    • 23.3 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    • Annual Premium $23.99
    • Lifetime Premium $59.99
    Copyright
    • © 2026 Basic Apps