Savely: Budget & Money Tracker
Free Smart Spending Planner
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Cash envelope budgeting, simplified. Allocate every paycheck across envelopes. No bank linking. No fees ever. Set up your first stuffing in 5 minutes.
The cash envelope method, on your iPhone.
Some budgets feel like a second job. Endless rules. Forgotten transactions. A spreadsheet you stopped opening. Savely is different.
Cash stuffing is the simplest budgeting method ever invented. You get paid, divide your money into envelopes, and spend only from the right one. When it's empty, you stop. That's it.
Savely brings that ritual to your phone, without losing what makes it work.
STUFF YOUR ENVELOPES
At the start of every period, stuff your envelopes by hand. Decide where each dollar goes. Allocate with intention, the way you would on your kitchen table.
NO BANK LINKING, EVER
Savely lives on your device. No login to your accounts. Savely never sees your transactions. No analytics. No third-party data brokers. Your money stays yours.
VARIABLE INCOME, HANDLED
Whether your paycheck is $200 or $5,000, every dollar goes somewhere. Savely flexes with your income, not against it. No "live on last month's money" rule. No catching up.
DEBT AND SAVINGS, BUILT IN
Track debt payoff and savings goals as their own envelopes. Watch progress accumulate, without spreadsheet gymnastics.
NO-SPEND DAYS, AUTOMATIC
Days you didn't touch an envelope show up as no-spend days. No streaks. No XP. No nudges. Just a quiet record of the days you held the line.
WIDGET ON YOUR HOME SCREEN
See your top envelopes at a glance. Decide before you tap "Pay," instead of after.
WHAT'S NOT IN SAVELY
No ads. No upsells. No subscriptions. No premium tier. No bank linking, ever. No streaks, no badges, no gamification. Just the envelope method, well made.
WHO SAVELY IS FOR
- You've tried YNAB or Mint and felt the tool was the obstacle, not the help.
- You're a cash stuffer who wants the ritual without carrying a binder.
- You have variable income and need a method that flexes with you.
- You want a budget that doesn't surveil you to work.
- You've been told budgeting takes hours a week. You don't have hours.
WHO SAVELY IS NOT FOR
- You want bank syncing and automatic categorization. Savely is intentionally manual.
- You want investment tracking or net worth dashboards. Savely is a budget tool, not a finance suite.
PRIVACY IS THE FOUNDATION
Local-first. Your data lives on your device. There's no Savely server holding your transactions. No Plaid. No data brokers. Privacy isn't a marketing line, it's the architecture.
BUILT BY ONE PERSON
Savely is made by an indie developer who got tired of every budget app trying to log into his bank. It's free, with no plan to monetize you. If that ever changes, you'll be the first to know.
Stuff your first envelope today. Five minutes.
Questions? Feedback? Weird edge case we missed?
→ support@savelybudget.com
Ratings & Reviews
When you over-allocate, Savely now asks
Instead of silent overspending, you get a decision: reduce another envelope, or create the goal or debt as unfunded and fund it at next stuffing.
Unfunded goals and debts
Create a savings goal or debt plan now, even with nothing to allocate. Savely remembers and stuffs it at your next ritual.
28 currencies, locale-aware formatting
Pick yours in Profile. Numbers, separators, and grouping now match your region.
A refreshed look
New logo, new app icon (light, dark, tinted), new widget. Same Savely.
Switch the app language
Profile → Language. System / English / Français.
Plus: more accurate calendar, stats, and debt payoff simulations. Ready-to-use envelopes properly excluded from no-spend days and notifications. Onboarding never leaves orphan envelopes if you kill the app. Sharper biometric unlock flow.
The developer, Salah-eddine KABLY, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Salah-eddine KABLY
- Size
- 14.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and French
- Age Rating
4+
- 4+
- Copyright
- © Savely