WiseSpend: Credit Flow
Your credit, under control
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
WiseSpend helps you take real control of your credit cards in one place.
Track balances, statement debt, key due dates, and installment purchases with a clean, easy-to-understand view. If you want less guesswork and more clarity every month, WiseSpend is built for you.
What you can do with WiseSpend:
• Add and organize your credit cards
• View used balance, credit limit, and statement debt
• Check statement closing and payment due dates per card
• Add transactions quickly
• Edit or delete transactions anytime
• Track installment purchases in detail
• See payment progress, monthly amount, and remaining balance
• Review recent activity and transaction history by period
• Mark cards as paid to keep data up to date
• Protect access with Face ID and/or PIN
• Choose your preferred app theme (light, dark, or system)
Built for clarity and control
WiseSpend is designed to give you useful context, not just numbers. With a visual overview of your cards and activity, you can quickly understand what you owe, what’s coming next, and how your monthly commitments are evolving.
Privacy and security
Your data stays yours. You can protect app access with Face ID or PIN for an extra security layer.
Great for:
• People who use one or multiple credit cards
• Anyone managing installment purchases
• Users who want to avoid missed payments and stay organized
• Anyone who wants a clearer day-to-day view of their credit
Make smarter credit decisions, reduce financial stress, and stay in control with WiseSpend.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://getwisespend.com/privacy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Improved app stability and data recovery to help keep your cards and transactions available after updating WiseSpend.
The developer, Alan Anaya Araujo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Alan Anaya Araujo
- Size
- 6.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- WiseSpend Pro Lifetime $29.99
- WiseSpend Pro Yearly $19.99
- WiseSpend Pro Monthly $2.99
- Copyright
- © 2026 Alan Anaya Araujo

