A few things I added this time around. There's a widget now. The credits you still haven't claimed show up on your home and lock screen, so you don't have to open the app just to remember what's sitting there. "Which card?" does a lot more. Tell it what you're buying and it'll tell you what to pull out. It checks for a credit you already paid for first, since that beats any points, keeps track of a sign-up bonus if you're chasing one, and shows what you'd really get back on the amount you're spending. Value your points differently than the defaults? Set your own. The insights are straighter now. Six months of what you've actually captured, your real total after the annual fees come out, and whether each card is worth keeping. If one of your cards resets on its anniversary instead of the calendar year, set the renewal month and it'll get the dates right. Some perks make you enroll before they count. Those get a flag now so you don't get caught out. You can undo a claim, look back through any perk's history, and save a backup of your whole wallet. There's a small monthly recap too.

This is a big one. I rebuilt most of the app. The whole look is new, cleaner and easier to get around with Today, Cards, and Insights navigation objects. Reminders are free for everyone now. Insights can tell you whether a card is actually worth its annual fee, and show what you've left unclaimed so far this year. There's also a credit finder: type in a store and see which card to use. There's now an option for households to add multiple card users to track them appropriately. (I'm a P2 and was told this is important).