SpendGuard: Expense Tracker
Auto Budget & Subscriptions
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Apple Pay purchases log themselves. Set up once, then see where every dollar goes, catch trials before they charge, and get a weekly story of your spending.
SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login.
EXPENSES LOG THEMSELVES
Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category.
NEVER MISS A TRIAL END
Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month.
ASK WHERE YOUR MONEY WENT
Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer.
YOUR WEEK AT A GLANCE
The home screen shows today, this week and your budget left, so you always know where you stand.
LOG ANYTHING IN SECONDS
Paid in cash? Add an expense in a couple of taps with smart categories.
YOUR WEEK, AS A STORY
Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget.
Private by design: no bank connection needed.
Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
SpendGuard 2.0 is here:
• Apple Pay purchases log themselves. Set it up once.
• Subscriptions and free trials in one place, with reminders before you're charged.
• A built-in assistant answers questions about your spending.
• New Home screen and faster expense entry.
• A weekly story that sums up your week in money.
The developer, Ivan Hubar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ivan Hubar
- Size
- 21.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
English and 6 more
- English, French, German, Polish, Portuguese, Spanish, Ukrainian
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- SpendGoard Pro 3 Months $9.99
- SpendGoard Pro Yearly $24.99
- SpendGoard Pro Monthly $4.99
- Copyright
- © 2026 Hubar Ivan