baki: Budget & Expense Tracker
Your money, honestly
Only for iPhone
Free · In‑App Purchases
iPhone
Track what's left after your bills — not just what's in your bank. Commitment-first budgeting for how you actually spend.
Most budgeting apps tell you what you have. Baki tells you what you actually have — after every rent payment, EMI, and subscription you've already promised away.
YOUR REAL BALANCE
Your salary hits. Before you spend a rupee, Baki locks away every commitment — rent, loans, utilities, subscriptions — and shows you your real available balance. Not your bank balance. Your spending balance.
TRACK WHAT MATTERS
• Log expenses in seconds with a single tap
• See exactly where your money goes, by category
• Watch your available balance update in real time as you spend
• Add notes, payment methods, and tags to every entry
LOCK YOUR COMMITMENTS
• Add recurring expenses once — rent, EMIs, OTT, gym, insurance
• Baki deducts them automatically every month
• PIN-lock the ones you can never miss so nothing slips through
INSIGHTS THAT MEAN SOMETHING
• See your spending broken down by category
• Compare this month to last at a glance
• Spot patterns before they become problems
• Get a plain-English AI summary of your month — no charts, no jargon
TRAVEL MODE
• Plan trips with AI — describe where you're going and Claude builds a day-by-day itinerary with budgets per destination
• Switch to Travel to track expenses in any currency
• Set daily budgets per destination
• All spending converted back to your home currency automatically
BAKI PRO
• AI spending analysis — a smart summary of your month, every month
• AI Travel Planner — describe a trip, get a full itinerary, confirm and it's set up automatically
• 5 years of spending history — browse and export anytime
• Unlimited expense logging — no monthly cap
• No ads. Ever.
Baki is built for people who want honesty about their money — not just a number that sounds reassuring.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Push notifications are here — get reminded before a commitment is due, check in daily, and catch your weekly spending summary without opening the app.
We've also added in-app announcements so you'll never miss a feature update or offer. A new AI-generated spending overview on Insights gives you a plain-English breakdown of where your money went each month.
This update also includes app lock with Face ID, a cleaner subscription and restore flow, and automatic force update support so you're always on the latest version.
The developer, Bestine Payyappilly, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Bestine Payyappilly
- Size
- 70.9 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- baki Pro Yearly $59.99
- baki Pro Quarterly $19.99
- baki Pro Monthly $8.99
- Copyright
- © 2026 baki. All rights reserved.