KMS Smart
Finance
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
DISCLAIMER: KnowMySchemes (KMS) is a private, independent platform. It is NOT an official government app and is NOT affiliated with, authorized by, or endorsed by any government entity or political party.
DATA SOURCES: All scheme information is sourced from publicly available government portals, including but not limited to: MyScheme (myscheme.gov.in), India.gov.in, and various state-level department websites. Users should verify all details on official government websites before applying.
KnowMySchemes — Welfare Intelligence for Citizens
Discover welfare schemes personalized for YOU. KnowMySchemes uses advanced AI to help Indian citizens identify which welfare programs they may be eligible for based on their unique profile, occupation, and location.
KMS SMART — AI IMPACT ANALYZER
Use our AI-powered analyzer to understand potential benefits. Simply describe your profile in your own words — including occupation, location, and income — and get an instant report featuring:
Potential eligibility for specific welfare schemes
A personalized benefit score and estimated annual benefit amount
Step-by-step guides on how to apply
Income and earning opportunities relevant to your profile
BROWSE 670+ SCHEMES
Access a curated database of central and state welfare schemes across Agriculture, Education, Housing, Women Empowerment, Healthcare, and more.
INCOME OPPORTUNITIES
Proactively identify real earning opportunities based on your skills. Find export markets for farmers, skill programs for artisans, or business grants for entrepreneurs.
LATEST POLICY UPDATES
Stay informed with updates on welfare policy announcements and budget news relevant to your profile.
LANGUAGE SUPPORT
English
Telugu
Hindi
kannada
PRIVACY & SECURITY
Secure OTP-based login
256-bit SSL encryption
Fully compliant with the DPDP Act 2023. Your data is never sold.
Website: www.knowmyschemes.com
Support: support@knowmyschemes.com
Ratings & Reviews
We’ve opened the doors! You can now explore the power of KMS Smart without signing in first.
Guest Mode Enabled: Browse all tabs—Schemes, Jobs, and News—freely. See what’s available before you commit.
New Guided Home Page: We’ve added "Sneak Peeks" for every section. Understand exactly how our tools can help you right from the start.
Smart Login: We won’t interrupt your flow. We only ask you to sign in when you’re ready to apply for a scheme or after you've spent some quality time exploring the data.
Explore the app at your own pace. Your journey to success just got a lot smoother!
The developer, Manikanth Muthuvarapu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer indicated that this app doesn’t support certain accessibility features. Learn More about the accessibility features.
Information
- Seller
- Manikanth Muthuvarapu
- Size
- 31.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- KnowMySchemes Pro $14.99
- Copyright
- © 2026 KMS Tech Services