What's new in 1.0 Debt A new Debt tab gives every debt a clear payoff plan. Add each one with its balance, interest rate, and minimum payment, then watch them line up smallest balance first, so an early win builds your momentum. Retirement on your Trajectory Trajectory now tracks what you set aside for the long term. Tag savings as retirement to see how much you have contributed alongside an estimated future value, and your projected freedom age reflects the money you are actually putting away.

What's new in 0.4 Trajectory tab A new forward-looking surface lives in its own bottom-nav tab. See your projected financial freedom age, the matching portfolio target, and what you'd withdraw monthly and yearly when you reach it. Live sliders explore "What if I save more?" and "What if I dial down the withdrawal rate?" in real time. The accumulation graph shows your curve climbing, with a clear marker at the moment you reach the target. Customize your retirement spending Want to live on more than your current spending in retirement? Set a target monthly amount on Profile, and the trajectory recomputes against your number rather than a multiplier on today's expenses. Reliable pillar suggestions When you tap the Revenue or Housing pillar for the first time, the add-entry form opens automatically with the right amount pre-filled.

Pockets are here in the Plan tab (formerly Budget). Set money aside for what's coming, with goals, a starting amount, and contributions you can adjust anytime. Your Emergency Fund now lives in Pockets. You can now rename and delete your tags (see Profile). You can also search and filter your transactions, which are grouped by date.