Financial Playbook App
Budget, Retire & Plan Smart
Free · Designed for iPad. Not verified for macOS.
Financial Playbook is your complete personal finance toolkit, free, private, and built for real life.
Whether you're planning for retirement, buying a home, budgeting your paycheck, or figuring out if a new car fits your life, Financial Playbook runs the numbers so you don't have to guess.
WHAT'S INSIDE:
• Budget Planner — Enter your paycheck and see exactly where your money goes. Smart suggestions for every category based on your income and family size.
• Retirement Planner — See if your money will last through retirement with a year-by-year simulation. Get specific advice on how much more to save or how much later to retire.
• House Affordability — Find out how much home you can actually afford using the 28/36 rule. See real mortgage payment breakdowns with current rates.
• Car Affordability — Know exactly how much car fits your budget before you walk into a dealership.
• College & Wedding Savings — Plan monthly savings goals for your kids' biggest milestones.
• Is It Worth Hiring? — Compare the true cost of lawn care, house cleaning, and pool service against doing it yourself.
100% PRIVATE — All your data stays on your device. Nothing is sent to any server. Ever.
7 new planning tools: Tax Estimator, Debt Payoff Planner, Emergency Fund Waterfall, Life Insurance Needs, Rent vs Buy, Raise Impact Calculator, and Net Worth Tracker now available from the main menu.
Retirement Planner: Added probability of success across 5 market scenarios, Required Minimum Distribution (RMD) simulation, and Roth conversion recommendations for large tax-deferred balances.
House Affordability: Refinance calculator with break-even analysis, closing cost estimates, and home equity now factored into down payment scenarios.
Spending Tracker: Month-over-month trend chart, recurring transactions that auto-log each month, and improved CSV import with mobile banking guidance.
Tax Estimator: Self-employment income (SE tax), child tax credit, and married filing jointly now correctly combines both salaries.
Debt Planner: Debt-to-income ratio display with mortgage qualification guidance and quick-add examples for common debt types.
Emergency Fund: Manual savings input, HSA and Roth IRA completion toggles, and waterfall steps now use your actual debt data.
Rent vs Buy: Rebuilt to include closing costs, selling costs, PMI auto-drop, HOA, maintenance, renter's insurance, and break-even year.
Net Worth: Snapshot history sparkline chart.
Bug fixes throughout including scroll position, input focus, and navigation improvements.
The developer, John Eagle, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- John Eagle
- Size
- 9.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 John Eagle