Pocket BudJet — Budget & Save
Privacy-first. No bank login.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Pocket BudJet is the budget app that never asks for your bank login. Share your statement, see where your money went. Your data stays on your phone.
Import a PDF or CSV, or type it in. No bank login. No account. No ads.
Pocket BudJet is for people who will not hand their bank login to a third party. Share a statement from your bank app, import CSV/OFX, or enter transactions yourself. Track envelopes, goals, and bills on your device.
Importing statements is free. Budgeting and everything else come with a 2-week free trial through the App Store. Cancel anytime before the trial ends. Then $9.99/mo or $74.99/yr.
Simple at first, depth when you want it
- Import or add a few transactions → Home shows where your money went
- Say it: tap the mic and say "spent 15 dollars on lunch" to add it
- One optional nudge at a time
- Turn off tips in Settings for a quiet Home
See your money in five seconds
- Home glance: net, pace, bills due, subs to review
- True Available-to-Spend with envelope rollover
- Pace and spike alerts before month-end surprises
Subscription tracker
- Finds subscriptions and recurring charges in your statements
- Monthly and yearly total of what they cost you
- Flags price increases and duplicate subscriptions
- Find the cancel page in one tap, then mark it cancelled
- Spots bank fees too
Import without a bank login
- PDF bank statements, CSV, OFX, receipt & screenshot scan
- Email receipt forwarding
- Works offline — your data lives on your device
Shopping
- Receipt-based price compare by item
- Prices other shoppers saw
- Pre-trip store picks and an annual savings scorecard
Coach
- Plain-English answers using your spending and envelopes
- Attach receipts and screenshots
Built for real life
- Debt payoff (avalanche, snowball, custom)
- Savings goals with what-if bumpers
- Company filings news for stocks you hold
- Tax-ready exports with IRS line numbers
- Couples mode with optional local Bluetooth sync
- Web Companion — view and manage finances from any browser on your WiFi (no cloud account)
- 8 languages: English, Español, Deutsch, Français, Português, 中文, Italiano, हिन्दी
- Apple Watch app + home screen widgets
Subscription ($9.99/mo · $74.99/yr after the trial): budgets, envelopes, bills, goals, debt payoff, reports, receipt scan, Coach, shopping, cloud backup, Web Companion, and everything else beyond importing.
No ads. No data brokers. No bank login required.
Support: support@josspatech.com
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://josspatech.com/docs/pocketbudjet/PocketBudJet_PrivacyPolicy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Purchase tracking for store analytics and small fixes.
The developer, JosspaTech LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Purchases
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- JosspaTech LLC
- Size
- 126.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later. - Apple Watch
Requires watchOS 10.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Annual Premium $74.99
- Monthly Premium $9.99
- Copyright
- © 2026 JosspaTech LLC