Easily plan your wealth with 20+ free online financial calculators. Accurately calculate SIP returns, loan EMIs, SWP payouts, tax liabilities, and salary.
Penvy One: A Simple Finance Calculator, Tracker, Bill Scanner & Money Manager —All-in-One Suite
Single app for personal finance, business money management & built for every country & Completely free.
Stop leaking money through lost bills, missed deadlines, and messy tracking. Penvy One gives you a clean system to scan, organize, calculate, and control your finances — whether it’s your salary, side hustle, or full business.
Powerful Finance Calculators & Tools
Make decisions based on numbers, not guesses.
* EMI, loan, and mortgage calculators
* SIP and compound interest calculators
* Salary calculator for real take-home income
* GST, VAT, and sales tax calculators for individuals and businesses
- Smart Bill Scanner & Receipt Organizer
Capture everything. Find anything. Lose nothing.
* Scan receipts, invoices, warranties, and utility bills in seconds
* Automatic data extraction with on-device AI intelligence
* Organize by personal, business, tax, medical, or utilities
* Built for refunds, audits, and expense tracking
Money Tracking for Personal & Business
Not just budgeting — real financial clarity.
* Track daily expenses, income, and cash flow
* Separate personal and business finances easily
* Monitor spending patterns and profit margins
* Stay in control whether you're salaried, freelancing, or running a business
Smart Reminders That Protect Your Money
Deadlines missed = money lost. Fix that.
* Alerts before return windows expire on Amazon, Flipkart, and more
* Track warranty expirations automatically
* Never miss bill due dates or payments again
Business Tools That Actually Helpful
Not a side feature. A core system.
* Create professional invoices and export as PDF
* Track expenses, inventory, and vendors
* Clear profit and loss insights
* Built for freelancers, shop owners, and growing businesses
Global Support for Every Country
Works wherever money exists.
* Supports GST, VAT, and local tax systems
* Automatic currency and regional formats
* Live currency conversion with global rates
Why Penvy One
* Built for both personal finance and business use
* Works offline, anytime
* 19+ powerful tools in one app
Weekly: $ .99 per month
Monthly: $ 2.99 per month
Yearly: $ 19.99 per year (Save ~ 60%)
3-day free trial included. Cancel anytime.
Privacy Policy: https://penvy.cc/penvy-calculators/privacy-policy-calculator/
Terms of Use: https://penvy.cc/penvy-calculators/terms-of-use-calculators/
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
Bug Fixes.
Global Support.
From EMI calculators to everyday financial tools, take control of your financial planning securely.
Investment to Wealth: SIP Calculator, SWP (Systematic Withdrawal Plan), Compound Interest Calculator, EMI Calculator, Home Loan Calculator, Loan Planner.
Life & Earnings: Salary Calculator, Tax Estimator, Retirement Planner.
Version 2.20
The developer, Sonal Pandey, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Sonal Pandey
Size
30.2 MB
Category
Finance
Compatibility
Requires iOS 16.6 or later.
iPhone Requires iOS 16.6 or later.
iPad Requires iPadOS 16.6 or later.
Mac Requires macOS 13.5 or later and a Mac with Apple M1 chip or later.