PennyFern: Debt & Savings Plan
Debt payoff & savings planner
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See your next best money move. Track debt, test scenarios, and make smarter financial decisions with clarity.
Plan your money with a clear timeline.
Track debt payoff, savings, and future goals in one place. See where you are today and how long it takes to reach financial milestones.
KEY FEATURES
• Debt Payoff Tracker
See your remaining balance, timeline, and monthly progress.
• Savings & Goal Planning
Track savings goals and understand how long it takes to reach them.
• What-If Scenarios
Test different amounts and see how they affect your timeline and interest.
• Financial Timeline View
Visualize your progress across months and years.
• Daily Tracking
Log spending, income, and actions to stay consistent.
WHY USERS USE THIS APP
• Understand debt payoff faster
• Stay consistent with savings
• Visualize financial progress
• Make better money decisions
Simple, focused, and easy to use.
SUBSCRIPTION
Pennyfern Premium is available as a yearly subscription.
• Length: 1 year
• Price: $39.99 per year
• Includes a 14-day free trial
• Payment is charged to your Apple ID account at confirmation of purchase
• Subscription automatically renews unless canceled at least 24 hours before the end of the current period
• You can manage and cancel your subscription in your App Store account settings
---
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://mochikirin.com/privacy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, May Villa, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- May Villa
- Size
- 40.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pennyfern Premium $39.99
- Pennyfern Pro $4.99
- Copyright
- © 2026 MochiKirin
