Cardsy: Credit Card Tracker
Maximize Rewards & Benefits
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Cardsy gives you a complete picture of your card strategy.
Track your cards, benefits, credits, annual fees, bonus offers, and earning rates in one simple place. Whether you manage a few cards or a full rewards setup, Cardsy helps you understand what each card is worth and which one to use for every purchase.
TRACK YOUR CARD BENEFITS
Track all the benefits that come with your cards, from monthly dining credits to yearly free night certificates. Cardsy helps you stay focused on the perks that matter, with auto-tracking for benefits that are automatically charged and the option to hide benefits you don’t use.
KNOW YOUR REAL CARD VALUE
Compare the value you receive from benefits and bonuses against annual fees. View card value over time, review past benefit usage, and see which cards are adding value to your wallet and which ones may be costing more than they’re worth.
FIND THE BEST CARD TO USE
Use the Best Card explorer to rank your cards by earning rate for any spending category. Cardsy lets you tailor rankings to how you actually spend, whether you prefer booking direct instead of using travel portals or use Apple Pay to earn more with mobile wallet bonuses. Add custom points valuations so rankings reflect how you personally value points, miles, and cash back.
MANAGE YOUR WALLET
Add cards, track open dates, product changes, closed cards, and credit limits. Cardsy also gives you helpful wallet insights, such as your total credit limit and average card age.
TRACK BONUSES AND OFFERS
Follow sign-up bonuses, retention offers, upgrade offers, and more from start to finish. Track progress toward spending requirements, stay ahead of deadlines, and remember the value you’ve earned from past bonuses.
EXPLORE LOUNGES AND TRACK VISITS
Discover which airport lounges you can access with your cards and plan your travels accordingly. Browse lounges by airport or network, see access details for each lounge your cards unlock, and log your visits to track the value you're getting from lounge benefits and which lounges you've visited.
BUILT FOR CREDIT CARD ENTHUSIASTS
With Cardsy, your credit cards become easier to understand, easier to manage, and easier to optimize.
Terms of Service: https://cardsyapp.com/terms
Privacy Policy: https://cardsyapp.com/privacy
Ratings & Reviews
improved year overview experience
- more clear information about total value and value achieved vs annual fee
- more detailed benefits breakdowns
- introduce simpler flow for backfilling past benefits in the year overview benefit breakdown
feature enhancements and bug fixes
The developer, Thrumm LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Thrumm LLC
- Size
- 16 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Cardsy Pro (1 month) $4.99
- Cardsy Pro (1 year) $49.99
- Cardsy Pro (Lifetime) $199.99
- Copyright
- © 2026 Thrumm LLC