Finance Planner FutureWorth
Money Calculator & Net Worth
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See where you stand, test your next move, and understand how today’s financial decisions could shape your future.
FutureWorth is a personal financial decision coach designed to help you understand your current position, see where your finances may be heading, and explore the potential impact of major life decisions before you make them.
Start with a clear view of your finances today. FutureWorth brings together your income, expenses, assets, debt, and liquid savings to show your Financial Safety Score, net worth, monthly surplus, and financial coverage.
Then look ahead with your Journey. Your Projected Freedom Age estimates where your current financial path could lead under consistent planning assumptions. Compare it with your personal goal and see the gap clearly.
When you want to improve, FutureWorth helps you explore realistic changes such as reducing recurring expenses, increasing income, strengthening savings, or paying down debt faster. Potential impacts are modeled to help you understand what could change—not to promise a specific outcome.
You can also test major financial decisions with What If? scenarios, including:
- Buying a home
- Increasing your income
- Paying down a mortgage or investing
- Other major financial choices
Scenarios stay hypothetical and do not change your real financial profile or Journey.
FutureWorth also includes Monthly Check-Ins so you can keep your financial picture current, track real progress, and update your Journey as your finances change.
What FutureWorth helps you understand
- Your current Financial Safety Score
- Net worth and monthly surplus
- Liquid savings and financial coverage
- Your Projected Freedom Age
- How far you are from your chosen goal
- Potential ways to improve your Journey
- The possible financial impact of major decisions
- Debt payoff timelines and estimated interest savings
- How your financial position changes over time
FutureWorth uses deterministic financial calculations together with planning assumptions such as investment returns, inflation, income growth, expense growth, withdrawal rates, and future spending needs. Results are estimates for planning purposes and are not guarantees of future outcomes.
FutureWorth is designed for clarity, not complexity.
No spreadsheets. No transaction-by-transaction budgeting. No overwhelming financial dashboards.
Just a clearer answer to four important questions:
Where do I stand today?
Where am I heading?
What could I improve next?
What could happen if I make a major financial decision?
See where you stand. Test your next move. Build a stronger future.
By downloading this app, you agree to the Standard Apple Terms of Use: https://getfutureworth.com/#eula
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Explore new financial scenarios and get personalized AI Coach insights to better understand your finances and next steps.
The developer, Grzegorz Koziol, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Grzegorz Koziol
- Size
- 57.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0.0 or later.
- iPhone
Requires iOS 15.0.0 or later. - iPod touch
Requires iOS 15.0.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- FutureWorth Pro - Monthly $6.99
- FutureWorth Pro - Yearly $39.99
- Copyright
- © 2026 FINdependence