LYDRA Finance: Expense Tracker
AI Expense and Income Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Snap a receipt, speak, or type a transaction. AI reads and organizes everything instantly. No bank connection needed. Built for people who hate manual tracking.
Stop entering expenses manually. LYDRA Finance uses AI to turn receipts, invoices, and voice notes into organized data in seconds.
No bank connection required. No spreadsheets. Just snap, speak, or type — and your finances track themselves.
4 WAYS TO LOG A TRANSACTION
- Receipt Photo: Point your camera at any receipt. LYDRA reads the merchant, amount, date, tax, currency, and category. Works in any language.
- PDF Invoice: Upload a PDF invoice or statement. All fields are extracted and presented for your review before anything is saved.
- Voice Entry: Say "Paid $80 for groceries at Whole Foods." LYDRA transcribes and structures it instantly.
- Chat / Text: Type naturally. The AI parses your message and builds the transaction entry for you.
TRACKS INCOME AND EXPENSES
Track salary, freelance pay, and dividends alongside every expense for a complete financial picture.
AUTOMATIC SUBSCRIPTION AND RECURRING DETECTION
LYDRA automatically identifies recurring patterns across your transaction history, like Netflix, rent, utilities, client retainers, salary. Once confirmed, each new cycle is tracked without any input from you.
DEEP ANALYTICS DASHBOARD
7+ chart types give you a complete financial picture:
* Income vs expenses vs budget (real-time)
* Category breakdown with month-over-month comparison
* Daily activity over the last 90 days
* Merchant trend analysis (12-month view)
* Recurring expense tracker
* Savings rate and effective tax rate
* Tag-based spending by period
AI FINANCIAL ASSISTANT
Ask plain English questions about your own data. "What did I spend on food last month?" "How much did I earn from freelancing this year?" Instant answers from the AI, powered by your actual transaction history.
166+ CURRENCIES. ONE DASHBOARD.
Log in any of 166+ currencies with daily-updated exchange rates. See everything converted to your home currency automatically. Built for international professionals, remote workers, and anyone managing multi-currency finances.
BUILT FOR PRIVACY. SERIOUSLY.
+ No bank login required
+ Receipts stored in encrypted storage
+ Signed URLs expire after 1 hour — files are never publicly accessible
+ Kill switch: One tap permanently deletes everything with zero retention.
+ No ads. No data selling. No third-party tracking.
PLANS
Start with a 15-day Pro trial (no card required). AI features and advanced analytics require a Pro subscription.
SUBSCRIPTION INFORMATION
LYDRA Finance Pro: Access AI receipt scanning, voice logging, and advanced analytics.
Auto-Renewal: Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
Management: You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.
WHO IT IS BUILT FOR
* Freelancers tracking client payments and business expenses
* Small business owners who need clean books without an accountant
* International professionals managing multi-currency finances
* Anyone tired of manual expense tracking and spreadsheets
* Users who want financial clarity without connecting a bank account
AI DATA & PRIVACY DISCLOSURE
LYDRA Finance utilizes the Google Gemini AI API to provide high-accuracy receipt scanning and financial insights. By using these features, relevant data (such as receipt images or voice notes) is transmitted to Google for processing. Your Data is encrypted and NEVER used to train AI models.
DISCLAIMER
LYDRA Finance is a personal expense tracking tool and does not provide financial advice. Always verify AI-generated entries before saving. AI-generated insights are for informational purposes only. Always consult a qualified financial professional for financial decisions.
Support: support@lydrafinance.com
Web app: lydrafinance.com
Privacy Policy: https://lydrafinance.com/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
New to the app? We’ve got you covered with a shiny new Onboarding Tour that walks you through the magic of AI expense tracking.
We also did some "spring cleaning" to squash a few bugs, so your experience is smoother than ever. Update now and see what’s new!
The developer, LYDRA Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Lydra Inc.
- Size
- 56.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- LYDRA Pro Yearly $99.99
- LYDRA Pro Monthly $11.99
- Copyright
- © 2026 LYDRA Inc.