SimpleCents is a personal budgeting app built around the envelope budgeting method - one of the most proven ways to take control of your money. Create budget buckets for anything: groceries, rent, entertainment, savings, travel. Set a monthly limit for each bucket, connect your bank accounts, and watch your spending automatically tracked in real time.
How it works:
- Create buckets for your spending categories
- Connect your bank accounts securely via Plaid
- Track transactions automatically or add them manually
- Get insights into your income, expenses, and savings
- Stay on budget every single month
Why SimpleCents?
Most budgeting apps are complicated, expensive, or both. SimpleCents strips it down to what actually matters - knowing where your money is going and staying on top of it. No overwhelming dashboards. No financial jargon. Just simple, clear budgeting. Whether you're saving for a trip, paying off debt, or just trying to spend less than you earn, SimpleCents gives you the clarity to make it happen.
Features:
- Envelope-style budget buckets
- Automatic bank sync via Plaid
- Monthly spending insights
- Income vs. expense tracking
- Secure login with FaceID
- Clean, minimal design
Start budgeting the simple way.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula
User friendly, and I really like the debt tracker option
The best budgeting app
typing random characters
Exactly what I was looking for. Super minimal (in a good way) and easy to use.
Developer Response
I’m glad you’re enjoying it!
Awesome app!!!!
Lena. R
Love it so far!!!
What's new in Simple Cents version 1.16
- Minor bugs & performance improvements
Version 1.16
The developer, Vladislav Gershun, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Vladislav Gershun
Size
17.3 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
iPhone Requires iOS 18.0 or later.
iPad Requires iPadOS 18.0 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
