OwenFlow: Budget Tracker

Know Where Your Money Goes

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Know where your money goes — before it's gone. OwenFlow is a personal finance tracker built around one simple idea: When you log every transaction by hand, you become aware of where your money goes. And awareness is what changes habits. No bank connections. No automatic imports. Just you, your money, and a clear picture of your financial life. ―――――――――――――――――――― TRACK EVERYTHING IN ONE PLACE ―――――――――――――――――――― - Log expenses by category — Housing, Groceries, Dining, Transport, and more - Record income from multiple sources — Salary, Freelance, Bonus, Investments - Track all your debts — mortgage, credit cards, car loans — and watch the balance go down - Set monthly budgets per category and see exactly how much you have left ―――――――――――――――――――― KNOW YOUR FINANCIAL HEALTH ―――――――――――――――――――― OwenFlow Score gives you a single number — out of 100 — that reflects how well you're managing your money this month. It's calculated based on your spending habits, budget adherence, and income-to-expense ratio. The Reports screen also shows: - Monthly income vs. expense trends over the last 6 months - Spending breakdown by category with percentages - Smart insights to help you make better decisions ―――――――――――――――――――― NEVER MISS A RECURRING PAYMENT ―――――――――――――――――――― Add subscriptions and recurring bills once, and OwenFlow reminds you when they're coming up. See your full list of upcoming payments at a glance — no surprises at the end of the month. ―――――――――――――――――――― BUILT FOR SIMPLICITY ―――――――――――――――――――― Adding a transaction takes two steps: enter the amount, and pick a category. That's it. OwenFlow is designed to get out of your way so you can stay consistent. - Clean, minimal interface - Daily streak to keep you motivated - Works offline — your data, your device ―――――――――――――――――――― YOUR DATA, YOUR PRIVACY ―――――――――――――――――――― OwenFlow does not connect to your bank. We never see your account numbers or financial credentials. You enter only what you choose to enter. Sign in with Apple, Google, or Email — your choice. Start tracking today. Know where your money goes.

Ratings & Reviews

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Bug Fixes & Improvements - Privacy Policy and Terms of Service links now open correctly for new users - Currency symbol now updates consistently across all screens - Currency display in Monthly Trend charts has been improved - "Rate OwenFlow" now takes you directly to the review page

Version 1.0.1

The developer, Ozan Umut Simsek, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Ozan Umut Simsek
Size
  • 31.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 Ozan Umut Simsek
  • Developer Website
  • Privacy Policy

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