CardPecker
Best card for every purchase
Only for iPhone
$0.99 · Designed for iPhone. Not verified for macOS.
iPhone
Find your best card, follow news and deals, and see whether using points or miles is worth it.
CardPecker — Use Your Best Card
Stop guessing which credit card to use. CardPecker instantly shows which card earns the most for dining, hotels, airlines, groceries, travel, and more — and tells you when an offer or a program change is worth knowing about.
CHOOSE THE BEST CARD
Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn.
TODAY'S CARD NEWS
Award chart changes, annual fee moves, new routes and program shake-ups, gathered each morning from the publications that cover them. Every story says where it came from — confirmed by the issuer or airline itself, or reported by a named publication — so you can judge it for yourself.
CARD-LINKED DEALS
Amex Offers, Chase Offers, Citi Offers and merchant promotions, with the terms up front: spend thresholds, statement credits, points earned, and whether the offer has to be activated first. Filter by issuer, and open the original source whenever you want to check the details.
NEVER FORGET A BENEFIT
Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available.
TRACK PURCHASES AND RECEIPTS
Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card's reward multiplier. Review receipt history, filter by card, and monitor monthly totals.
SCAN RECEIPTS ON-DEVICE
Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional.
BUILT FOR MULTI-CARD WALLETS
Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates.
ALERTS ON YOUR TERMS
Choose whether news, deals, or both are worth an alert. Turn either off at any time, and CardPecker stops sending it.
OPTIONAL ICLOUD BACKUPS
Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, purchase history, and saved receipt images when moving to another iPhone.
PRIVATE BY DESIGN
No account is required. Your cards, benefits, and receipt history are stored locally on your device, and receipt scanning uses on-device text recognition. News and deals are fetched from CardPecker's own service, and nothing about your cards or your spending is sent with the request. CardPecker does not ask for your location.
Ratings & Reviews
News and Deals now share one tab. The new Worth It tab helps you compare the cash price of a booking with the points or miles required, using TPG’s estimated program values. Search for a rewards program by name—including programs unrelated to your cards—then tap a suggestion to select it.
The developer, TravelPal LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TravelPal LLC
- Size
- 3.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 TravelPal LLC

