Nivio Ahead

Financial clarity, made simple

Free · Designed for iPad. Not verified for macOS.

Stop guessing. Know exactly how much you can safely spend today while staying ahead of upcoming bills, subscriptions, and card payments. Financial clarity, made simple. Nivio helps you understand what's truly safe to spend today—not just what's sitting in your account. Most finance apps show balances. Nivio helps you make better decisions. By tracking your accounts, upcoming bills, recurring payments, and future obligations, Nivio calculates how much money is actually available to spend right now. Know before you spend • See your Safe to Spend amount at a glance • Stay ahead of bills, subscriptions, and recurring expenses • Understand upcoming credit card payments • Get a clear view of your financial timeline • Avoid running short before payday Built for real life • Multiple accounts and currencies • Cash, debit, and credit card support • Recurring income and expenses • Timeline-based financial planning • Fast manual entry with no complexity Designed for clarity No overwhelming dashboards. No confusing charts. Just the information you need to make confident financial decisions every day.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

- Improved numpad UX - Improved Tutorial UX - Added Tutorial step for teaching how to censor numbers - Fixed Spanish wording for recurring expenses

Version 1.0.6

The developer, Abner Silva, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Abner Silva
Size
  • 53.8 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 Abner Silva
  • Developer Website
  • Privacy Policy

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