Snowball: Debt Payoff Planner

Snowball & Avalanche Tracker

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Also Included In

See your payoff date, compare snowball and avalanche strategies, track payments, and review imported transactions—without bank logins or automatic balance changes. Snowball is a debt payoff planner that turns your real balances into a clear, actionable plan. See your estimated debt-free date, choose what to pay next, and stay consistent month after month. Build a payoff strategy • Compare debt snowball, debt avalanche, custom-order, and minimum-only plans. • See payoff dates, projected interest, payoff order, and payment schedules. • Add recurring extra payments and one-time snowflake payments. • Model credit cards, personal loans, student loans, auto loans, mortgages, medical debt, and more. Track real progress • Keep current balances separate from projected balances. • Log, edit, and review payments with an audit-friendly history. • See your focus debt, monthly minimums, due dates, and payoff progress. • Explore what-if scenarios and export CSV or PDF reports. Review payments privately • Import CSV, OFX, or QFX bank files. • Scan statements on-device or paste a transaction you choose. • Use Siri and Shortcuts to prepare payments for review. • On supported devices, optionally use Apple Wallet financial data to find possible debt payments. • Snowball suggests matches but never changes a balance without your confirmation. Private by design • No bank login, ads, or Snowball account. • Your plan works offline on your device. • Optional private iCloud sync, device lock, and recovery backups. Snowball supports USD and CAD for users in the United States and Canada. Choose assumptions for monthly periodic interest, daily simple interest, and Canadian mortgage compounding. Snowball is an estimation and planning tool, not financial advice. A monthly or annual subscription is required for continued tracking. The annual plan may include a three-day introductory trial for eligible users. Pricing, trial eligibility, and billing details appear in the App Store before purchase. https://socialreporthq.com/snowball/terms

Ratings & Reviews

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New: Smart Payment Inbox Review possible debt payments before they affect your balance. Import bank files, scan statements on-device, paste a transaction you choose, or use supported Apple Wallet data. Snowball suggests a debt match while keeping the final decision with you. Also improved: • Payment history and audit records • Payoff projections and strategy comparisons • Onboarding and walkthrough reliability

Version 1.0.3

The developer, RAPHAEL MOMANYI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • RAPHAEL MOMANYI
    Size
    • 12 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    Languages
    • English and French
    Age Rating
    4+
    In-App Purchases
    Yes
    • InspectKit Pro — Annual (Save 25%) $59.99
    • InspectKit Pro — Monthly $7.99
    • Learn More
    Copyright
    • © 2026 Social Report HQ. All rights reserved.
  • Developer Website
  • Privacy Policy

    • More by RAPHAEL MOMANYI

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