Expense AI: Budget & Receipts
Private AI Spending Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New in 2.0: a fresh design, built for iPad and iPhone Duo. Scan receipts, ask questions and get insights, all worked out on your device. Nothing is sent anywhere.
Track what you spend, scan receipts, and ask questions about your money in plain English. Every answer is worked out on your device, so your spending never goes to a server.
Expense AI is a private expense tracker with on-device intelligence. There are no bank logins, no accounts and no ads. Your expenses stay on your iPhone and iPad, synced through your own iCloud.
ASK ANYTHING ABOUT YOUR SPENDING
"How much did I spend on groceries this month?" "Am I over budget?" "What was my biggest expense?" Ask in your own words and get a straight answer from your own numbers, in seconds.
SCAN A RECEIPT. DONE.
Point the camera at a receipt and the amount, shop, date and category are filled in for you. Check it, tap Save, and move on.
INSIGHTS THAT STAY ON YOUR DEVICE
See how this month compares with last, which category is growing, where your biggest expense went and how your budgets are holding up. Every figure is checked against your data before it's shown.
BUDGETS THAT RESET THEMSELVES
Set a weekly or monthly limit for groceries, dining out or anything else. Each period closes on its own and every past period is kept, so you can see how you did.
FUNDS FOR THE THINGS YOU'RE SAVING TOWARD
Set money aside for a trip, gifts or the car, and spend from each pot. Every fund keeps its own balance and history.
REPORTS YOU'LL ACTUALLY READ
Totals by category and by day, for the week, month, year or any range. Export to CSV whenever you need the numbers elsewhere.
MADE FOR EVERY SCREEN
A new design for iPhone, with two-column layouts on iPad and iPhone Duo that follow the fold. Home Screen, Lock Screen and Control Center widgets. Add an expense or scan a receipt with Siri and Shortcuts.
ALSO INCLUDED
• 150+ currencies, with totals kept separate per currency
• Search by note, category, budget, fund or amount
• Budget alerts and a morning insight, if you want them
• iCloud sync across your devices
• Dark Mode and Dynamic Type
FREE AND PRO
Free: unlimited expense tracking, 19 categories, budgets, funds, search, widgets, reminders and iCloud sync.
Expense AI Pro adds receipt scanning, Ask AI, spending insights, reports and CSV export. Choose monthly, yearly or a one-time lifetime purchase.
A monthly or yearly subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account, and you can manage or cancel subscriptions in your Apple Account settings. The lifetime option is a single purchase.
Receipt scanning, Ask AI and insights use Apple Intelligence on your device, so they need an iPhone or iPad that supports Apple Intelligence with it turned on. Everything else works on any device running iOS 26 or later.
Privacy Policy: https://apps.whitedigit.com/expense-ai/privacy-policy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense AI 2.0 is a new app from the ground up.
NEW DESIGN
Every screen has been redrawn, with a lighter, faster Summary and a cleaner way to add expenses.
OPTIMIZED FOR IPAD AND IPHONE DUO
Two-column layouts on iPad and on iPhone Duo's inner display. When the Duo is half folded, the columns follow the fold.
SMARTER, MORE ACCURATE AI
Ask AI, receipt scanning and spending insights have been rebuilt. Every figure is now checked against your data before it's shown, and answers come back faster. Still entirely on your device.
ANALYZE ANY PERIOD
Open Analyze Spending from Reports to get insights for the exact range you're looking at, with a comparison to the period before.
SEARCH
Open the Search tab and start typing. Recent searches and your categories are one tap away.
ALSO
• Export Data now pre-fills the dates from the report you came from
• Budget history is ordered by period
• Widgets update when you add expenses on another device
• Performance and stability fixes throughout
Subscriptions
The developer, WHITE DIGIT LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- WHITE DIGIT L.L.C-FZ
- Size
- 21.4 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Expense Ai Pro — Lifetime $29.99
- Expense Ai Pro — Monthly $2.99
- Expense Ai Pro — Yearly $14.99
- Copyright
- © 2026 WHITE DIGIT LLC