Expense AI - Budget & Receipts

AI Expense Tracker - On-device

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

NEW: Powered by Apple Intelligence. Scan receipts, ask spending questions in plain English, and get AI insights — all 100% on-device. Your data never leaves your phone. Expense Ai is the only expense tracker powered entirely by Apple Intelligence. Scan receipts, ask spending questions in plain English, and get personalized financial insights — all processed on your device. Your financial data never leaves your phone. SCAN ANY RECEIPT WITH AI Point your camera at any receipt. Expense Ai uses Apple’s Vision framework and on-device AI to instantly extract the total amount, merchant name, currency, date, and suggested category. Review the result and save with one tap. No cloud APIs. No uploads. Just fast, private, accurate scanning. ASK AI ABOUT YOUR SPENDING Type natural questions like “How much did I spend on groceries this month?” or “What’s my biggest expense?” Expense Ai understands your question, queries your local data, and responds in friendly, conversational English. It’s like having a personal finance assistant that lives entirely on your phone. AI-POWERED SPENDING INSIGHTS Every month, Expense Ai generates 5 personalized insight cards that analyze your spending patterns. Compare this month vs. last month. Spot over-budget situations before they spiral. Identify your biggest expenses and track trends over time. Each insight is color-coded by severity so you know exactly where to focus. SMART BUDGETS THAT ACTUALLY WORK Create weekly or monthly budgets with automatic period tracking. When a budget period expires, it archives and resets automatically. Visual progress bars show green (on track), orange (approaching limit), or red (over budget). Get notified at 80% and 100% thresholds so you’re never surprised. FUNDS & SPENDING POOLS Create named spending pools for trips, gifts, donations, or any purpose. Add money, reduce money, and track every transaction. Link expenses directly to funds and watch balances update in real time. It’s envelope budgeting, reimagined. 150+ CURRENCIES Traveling or managing money across borders? Expense Ai supports over 150 currencies with auto-detected device currency as default. It remembers your last used currency for faster entry. BEAUTIFUL REPORTS & CHARTS Generate detailed spending reports for any time period: weekly, monthly, yearly, or custom date ranges. Each report includes spending bars, category breakdown pie charts, and your top expenses. Built with Swift Charts for a native, polished look. EXPORT YOUR DATA Export expenses to CSV with date range and category filters. Fields include date, time, amount, currency, category, note, budget, and fund. Share via the native iOS share sheet or save to Files. ICLOUD SYNC Your data syncs automatically across iPhone and iPad via iCloud. Add an expense on your phone, see it on your iPad instantly. No account creation required — just your Apple ID. 100% PRIVATE. ZERO EXCEPTIONS. All AI processing happens entirely on your device using Apple Intelligence. No expense data is sent to any server. No third-party AI APIs. No cloud processing. The only network traffic is iCloud sync (your own Apple account) and subscription validation. Your finances are nobody’s business but yours. FREE FEATURES • Unlimited manual expense tracking • 19 spending categories • Budget creation and management • Fund / spending pool management • Full-text search • Daily reminders and budget alerts • iCloud sync across devices EXPENSE AI PRO • AI Receipt Scanner • Ask AI (natural language queries) • AI Spending Insights • Weekly, Monthly, Yearly, and Custom Reports • Export to CSV • Smart Insight Notifications Download Expense Ai free today. Upgrade to Pro to unlock the full power of on-device AI for your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

Subscriptions

The developer, WHITE DIGIT LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • WHITE DIGIT L.L.C-FZ
Size
  • 15.5 MB
Category
  • Finance
Compatibility
Requires iOS 26.0 or later.
  • iPhone
    Requires iOS 26.0 or later.
  • iPad
    Requires iPadOS 26.0 or later.
  • Mac
    Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Expense Ai Pro — Lifetime $29.99
  • Expense Ai Pro — Monthly $2.99
  • Expense Ai Pro — Yearly $14.99
  • Learn More
Copyright
  • © 2026 WHITE DIGIT LLC
  • Developer Website
  • Privacy Policy

    • More by WHITE DIGIT LLC

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