Caffeinated Checkbook is a digital checkbook register for people who want to track their money themselves. It doesn't connect to your bank. It doesn't sync your transactions automatically. It doesn't sell your data or show you ads. It's a notebook that does math.
Record payments, deposits, and transfers across as many accounts as you need: checking, savings, credit cards, cash, or investments. Every transaction gets a running balance, just like a paper checkbook register. When you're ready, reconcile against your bank statement to make sure everything matches.
No account required. No internet required. Your data lives on your device in an encrypted local database that you control. Caffeinated Checkbook works completely offline and always will.
FEATURES
Manage multiple accounts with full transaction registers and running balances. Enter transactions with payee, amount, category, memo, and check number. Smart auto-fill remembers your frequent payees. Split transactions across categories. Transfer between accounts with linked transaction pairs. Void, duplicate, and search transactions instantly.
Reconcile your accounts against bank statements with a guided workflow. Track cleared vs. uncleared balances. View reconciliation history.
Set up recurring transactions for bills and regular income. Choose manual confirmation or auto-posting. Never forget a payment.
Run reports: spending by category, payee summaries, cash flow, year-over-year comparisons, and tax-relevant expense reports with IRS schedule classifications. Export any report to CSV.
50+ built-in categories with tax-relevant flags for medical, charitable, mortgage interest, property tax, and more. Create your own categories and subcategories.
SYNC & SHARING
The app is free to use on a single device with no limitations. For those who want more:
An Individual subscription adds multi-device sync, keeping your data consistent across your phone, tablet, and desktop.
A Family subscription includes multi-device sync for up to five members, plus the ability to share specific accounts with other members of your household. Keep personal accounts private while sharing joint accounts, each person controls what they share.
A single Caffeinated Account unlocks sync across the entire Caffeinated Softworks suite. One account, one subscription, all of the apps.
WHAT THIS APP IS NOT
Caffeinated Checkbook does not connect to banks or financial institutions. It cannot move money, pay bills, or access your account credentials. It is a record-keeping tool, the digital equivalent of the paper register in your checkbook. You enter what you spent, and it keeps track.
No ads. No tracking. No data collection. Your finances are yours.
Part of the Caffeinated Softworks suite.
Terms of Use: https://caffeinatedsoftworks.com/terms/
Privacy Policy: https://caffeinatedsoftworks.com/privacy/
4 stars only because there is not an option to not have items listed in alphabetical order. They should be listed as they are entered.
Developer Response
Hello, and thanks for the review. The bug causing sorting issues has been corrected in the latest release.
Great App ~ Simple but Powerful
Fischer Family
I absolutely love this app! It's easily my most-used daily app right after my email. It works like a super straightforward checkbook but has so many great features. Without clutter or ads, it delivers exactly the information you need at the right time. I value the running balance feature because it shows your financial position today, next week, or in a month, and how any purchase—large or small—will influence your daily balance later. If you live paycheck to paycheck or move money into savings and rely on the remainder, it offers substantial insight. You can schedule recurring deposits and withdrawals alongside everyday transactions as they occur. The app accommodates many accounts and categories. I have set up 17 accounts so far, including checking, savings, investments, credit cards, and other used for real estate. Having tested many checkbook apps over the past 15–20 years, I consider this one the best at the time of this writing. (ZoomZoom)
Omgoodness
w8losslady
I like this app I like how simple it is… I like how nice it is to have an app give you 14 days to check out the app… I like how you can have several accounts and transfer between them… I think it is nice how I can use it on my phone, tablet and everything will sync to each other… The only thing I find not ok is after adding so many (like 5) it won’t let you delete one… So that needs to be fixed but other than that it is nice and simple I say thanks to the developers as I like what I am seeing so far…
Developer Response
Hi, and thanks for the review. The latest version fixes the bug that prevented accounts from being deleted.
Awesome
Peace...out ✌🏻☮️
This is exactly what I was looking for. A very Basic easy to use checkbook. This app is laid out nicely and very easy to use. And no annoying ads. This is my new favorite app. Thanks
Fixes accounts set to pounds, euros or yen showing dollar amounts throughout the app. Balances, the register, reports and amount entry now use the account's own currency. The amounts themselves are unchanged.
New accounts now start in the currency of your device's region rather than US dollars, and Japanese yen is shown and entered in whole yen.
Fixes a recurring entry needing the app restarted before it appeared in the account. Entries set to post automatically now post when you return to the app and after each sync, rather than only when the app is started fresh.
Version 1.1.10
The developer, Caffeinated Softworks LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Caffeinated Softworks LLC
Size
34.3 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.