Opto: Money Coach for Couples

Money conversations, made easy

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Most couples avoid money talk until something breaks. Opto guides you through the conversations that matter – 10 minutes at a time. No spreadsheets, no pressure. Money is the #1 thing couples fight about. Opto changes that. Opto is the money coach built for two – guiding couples through honest conversations about spending, saving, and what you actually want your life to look like together. Most finance apps treat you like individuals. Opto treats you like a team. WHAT YOU'LL DO TOGETHER - Uncover how each of you thinks about money (spoiler alert: it's not the same) - Get on the same page about debt, savings, and big financial goals - Build a shared financial plan you'll both actually follow - Have the money conversations you've been avoiding No judgment. No jargon. Just clarity. PERFECT FOR - Couples getting serious and wondering how to talk about money - Engaged couples preparing for marriage - Newlyweds building a shared system for the first time - Married couples who want to get back on the same page WHY COUPLES CHOOSE OPTO - Built for two. Unlike finance apps designed for one user, Opto is built around two people making decisions together. - Private by design. Your partner doesn't see your answers and reflections unless you choose to share. You stay in control of your own data. - Guided, not overwhelming. Opto isn't another dashboard – it's a coach. Answer a few questions, and you'll get clarity you can act on together. - Meets you where you are. From first serious money talks to long-married partners getting realigned. Opto guides you through structured conversations that go deeper than a shared spreadsheet and further than a couples therapy session can take you financially. No bank account connection required to start. Start your first conversation free. Questions or feedback: contact@optofinancial.com Terms of service & privacy policy: https://optotogether.com/terms https://optotogether.com/privacy

  • 5.0
    out of 5
    13 Ratings

We've updated the Home tab experience to make it smoother and easier to navigate so that you can quickly start conversations with your partner about the things you're learning about your money habits.

The developer, Opto Financial Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • User Content
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Opto Financial Inc
Size
  • 37.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
18+
Copyright
  • © 2026 Opto Financial Inc.